posted by justincredibleFucking taxes. We owe our shit-ass federal government $3,000 this year. So much for that tax cut.
I wish that's all I probably will owe. I have been quite naughty, having the audacity of owning acres. Not to mention the horrendous assessment hikes.
Looks like we're going to reduce our tax burden by depositing $3500 from savings into our HSA accounts. That will drop us from $3000 to $2000 owed.
Today's weather in Pine Tree California was rain, sun, snow, sun, 50, rain, snow, sun, snow, sun, sleet and then when we were finally done and ready to get inside.....the sun came out for good and the rest of the day was great.
I thought Ohia weather was nuts, this has been bi polar!
Rain
Paid off a credit card last week. In full. Down to $0. This week they hit me with interest on purchases. Yeah, I know... terms and conditions. But I have a $0 balance. GTFO with your added interest.
posted by ernest_t_bassPaid off a credit card last week. In full. Down to $0. This week they hit me with interest on purchases. Yeah, I know... terms and conditions. But I have a $0 balance. GTFO with your added interest.
True story here...
About 20 years ago my aunt and uncle got themselves in bad financial situation with a ton of credit card debt. They went on the Dave Ramsey snowball/envelope program to get out of debt. A few years later when they paid off their last credit card in one payment (somewhere around $10,000) they got a bill the next month for $150. It was an "early pay off fee" that was, as you said, in the Ts and Cs (probably).
My uncle called up the company, explaining that he paid off his balance in full, already cut up the credit card, and will not be paying the $150. They went back and forth about how it would hurt his credit (his response was he didn't care, already owned his home and got rid of credit cards). They said they would take him to collections and eventually court to garnish his wages.
Now, my uncle at the time worked for a lawyer (my uncle restored antiques which was a side business for this lawyer). He told the card company "ok, you take me to court, and by the time you get there you have paid your lawyers close to $1000 to recover $150. On the day of the hearing I will hand you a $150 check and the judge will send us all home. So, is $150 worth $1000 to you?"
They said "sir, you can't do that?" He said "I already talked to my lawyer and I definitely can do that."
They said "sir, we will wave that fee."
posted by ernest_t_bassPaid off a credit card last week. In full. Down to $0. This week they hit me with interest on purchases. Yeah, I know... terms and conditions. But I have a $0 balance. GTFO with your added interest.
It’s interest for the days in the month that you had a balance (not including current purchases). Pretty standard procedure.
posted by jmogTrue story here...
About 20 years ago my aunt and uncle got themselves in bad financial situation with a ton of credit card debt. They went on the Dave Ramsey snowball/envelope program to get out of debt. A few years later when they paid off their last credit card in one payment (somewhere around $10,000) they got a bill the next month for $150. It was an "early pay off fee" that was, as you said, in the Ts and Cs (probably).
My uncle called up the company, explaining that he paid off his balance in full, already cut up the credit card, and will not be paying the $150. They went back and forth about how it would hurt his credit (his response was he didn't care, already owned his home and got rid of credit cards). They said they would take him to collections and eventually court to garnish his wages.
Now, my uncle at the time worked for a lawyer (my uncle restored antiques which was a side business for this lawyer). He told the card company "ok, you take me to court, and by the time you get there you have paid your lawyers close to $1000 to recover $150. On the day of the hearing I will hand you a $150 check and the judge will send us all home. So, is $150 worth $1000 to you?"
They said "sir, you can't do that?" He said "I already talked to my lawyer and I definitely can do that."
They said "sir, we will wave that fee."
Fantastic.
posted by SportsAndLadyIt’s interest for the days in the month that you had a balance (not including current purchases). Pretty standard procedure.
Well aware. Doesn't mean it doesn't outrage me.
Turning Point USA and Candace Owens. Blah blah blah Hitler.
posted by Dr Winston O'BoogieI agree with you. I don't watch these either. The last one I watched it's entirety was Bush jr after 9/11. The clapping on one side while the other sits morose is the stupidest thing ever. It's our Congress' opportunity to pretend their chamber is lively like the UK parlimant. But it is not and non of them are those types of players. Instead they look like jackasses. The whole thing has really turned into the "look who is clapping" show. I don 't want to hear Trump's BS, I have no interested the democratic "response", I don't want to see the right wing or left wing extremists make faces, I don't want to see the Supreme Court judges forced to sit there and try not to look like they'd like to be anywhere else. In modern times, we are now also treated to the close ups of the "special guests" sitting up in the balconey that are used to further reinforce the care and concern of the sitting president.
An obnoxious crap show that does absolutely nothing to help anything. Was it good back the days before modern communication when there were not ways for the average citizen to get a current assessment on the country from the president easily? Sure. Those days are long, long gone.
The SOTU reaction we see on both sides (no matter whom is the Pres) is a microcosm of what is wrong with the US. These are our supposed leaders and we see them cheering, or jeering, for the simple reason of what party they belong to.
Potholes.
They are atrocious right now.
On the way home last night I hit one that nearly took me off the road. A rest stop was right there so I pulled in believing I would soon have a flat. I park and take a look and luckily I survived, but there were two cars there changing a tire that they got from that same pothole.
On a positive not though, this morning on the way into work the state was actually had that spot shut down on 33 westbound and fixing it! Musta been nasty on.
posted by thavoiceThe SOTU reaction we see on both sides (no matter whom is the Pres) is a microcosm of what is wrong with the US. These are our supposed leaders and we see them cheering, or jeering, for the simple reason of what party they belong to.
At this point, I'd settle for seeing someone in the room acting like an adult.
And by "adult," I don't mean Bernie looking like the crazy uncle who's not sure how he got there.
I'm wondering if anyone here has worse in-laws than I do.
Our son is five months old. My mother in law was going to be the primary babysitter until we could get him enrolled in daycare, which we wanted to hold off on for as long as possible. I wasn't crazy about her being the primary babysitter - which lead to many arguments between my wife and I. My in-laws are the messiest people you'll ever meet. Their house is trashed. Once my son got old enough to crawl he wouldn't be able to go there anymore anyways because it wouldn't be safe for him. My in-laws had to know this, but do you think they ever bothered to make an effort to clean things up? Instead, about a month ago my MIL tripped over something late at night and broke her arm requiring surgery, and now she can no longer babysit at all.
So last week we were forced to enroll our son in daycare, and my MIL (who I could post several paragraphs on how she's screwed us and been a huge pain in the ass throughout my marriage) spends her time blowing up my wife's phone about how we're ruining our son by doing this, etc. She doesn't answer my texts anymore, probably for the best because I'm on the verge of snapping at her. If she hadn't been an inconsiderate slob we wouldn't be in this mess. Like we want to spend hundreds of dollars on our son to go to daycare? And of course nothing is ever her fault, it's always ours and especially mine.
I don't have "in-laws" per say, but my dude's family are some of the kindest, most considerate people I know. Likewise, my family always tries to go out of their way to make him feel welcome and part of the family. I'm very fortunate in this.
Maybe have some sort of family meeting and bring things up, with the intention on how best to solve any supposed issues without being confrontational? I don't know if something like that will ever fly in your situation, though. People have the habit of taking everything as a personal affront.
posted by friendfromlowryI'm wondering if anyone here has worse in-laws than I do.
Damn. How do you hold your tongue? I’d have put that lady in her place long ago. Sounds like you’re better off at daycare than her watching/ teaching your child things. The $1,200/ month we pay is killer though.
I live 3 hours from MIL and 11 hours from FIL so it’s nice that when they come to visit all they want to do is play with the baby and are chill.
My mother in law is a saint.
posted by ernest_t_bassWell aware. Doesn't mean it doesn't outrage me.
Your outrage makes no sense. Think you just wanted to humble brag about paying off a credit card.
posted by friendfromlowryI'm wondering if anyone here has worse in-laws than I do.
Our son is five months old. My mother in law was going to be the primary babysitter until we could get him enrolled in daycare, which we wanted to hold off on for as long as possible. I wasn't crazy about her being the primary babysitter - which lead to many arguments between my wife and I. My in-laws are the messiest people you'll ever meet. Their house is trashed. Once my son got old enough to crawl he wouldn't be able to go there anymore anyways because it wouldn't be safe for him. My in-laws had to know this, but do you think they ever bothered to make an effort to clean things up? Instead, about a month ago my MIL tripped over something late at night and broke her arm requiring surgery, and now she can no longer babysit at all.
So last week we were forced to enroll our son in daycare, and my MIL (who I could post several paragraphs on how she's screwed us and been a huge pain in the ass throughout my marriage) spends her time blowing up my wife's phone about how we're ruining our son by doing this, etc. She doesn't answer my texts anymore, probably for the best because I'm on the verge of snapping at her. If she hadn't been an inconsiderate slob we wouldn't be in this mess. Like we want to spend hundreds of dollars on our son to go to daycare? And of course nothing is ever her fault, it's always ours and especially mine.
Like mentioned, sounds like it’s a blessing in disguise that your MIL won’t be around your kid in a very important stage of his/her life.
Pay for the day care. I know it’s expensive but you do get a nice tax credit at least. Assuming trumpy doesn’t take it away :)
My gf’s mother is really nice and treats me well when we go there a few times a year for steeler games since they live near Pittsburgh. One weird thing is that she treats her German shepherds better then she treats her kids and husband. She doesn’t work and wouldn’t help babysit my new niece because she had just got a new puppy and it would be too stressful. Smh
