ernest_t_bass

On Feb 1, 2023:

ernest_t_bass replied to "2022-23 NBA" at 11:39 am

Cavs vs. Heat was very entertaining last night.

On Jan 30, 2023:

ernest_t_bass created thread "2023 Dead Pool" at 03:05 pm

How are we still posting stuff in 2022 thread?  Predictions?  I'll make a super bold prediction.  Joe Biden, but of 100% natural causes.  

On Jan 26, 2023:

ernest_t_bass replied to "¡Adiós muchachos! v. AMA" at 01:37 pm
posted by Automatik

More often than not, you'll get an unfavorable exchange rate. 

It's the simplest scam around. Restaurants will accept the dollar at 17 or 18:1. They make it seem like it's convenient for you because they will accept USD. 

When in reality the exchange rate is actually 20:1. Or they will just completely fuck you over, i.e. if you pay in dollars its $10 more than it would cost if you paid in pesos. I've caught this on several occasions. 

When we were in Costa Rica, restaurants and other merchants had a basic exchange calculation.  It didn't matter one bit what the current conversion was at all.  So we were always better off using credit cards, as the CC companies do the converting, not the merchants.  Also, when we paid with cash, we got change back in local currency.  So the conversion could have been screwed up multiple times. 


On Jan 12, 2023:

ernest_t_bass replied to "NCAA football" at 02:15 pm

Potato : Tomato 

ernest_t_bass replied to "NCAA football" at 10:02 am

I think that the NFL was at the top of his list on coming back all along.  I hypothesize that he could have played in the playoff, that he was healthy enough.  But given the receiving core, he opted out.  That's my opinion.  I don't see it as any different that a player who was fully healthy all season opting to do the same. 

ernest_t_bass replied to "NCAA football" at 08:41 am
posted by Laley23

Maybe. We havent really seen it in the 4 team version yet, though. With NIL, and especially some of the clauses that say these guys can't skip March Madness/CFP, I think it will be less and less incentive to not play. The top teams players arent going to skip on a chance for a National Title and the lower end teams who have NFL worthy talent will likely already be making enough in NIL that the money isnt as big of an incentive. 

Jaxon Smith-Njigba to the courtesy phone...


On Jan 11, 2023:

ernest_t_bass replied to "Inflation" at 02:42 pm
posted by friendfromlowry

Fortunately for me I don’t drink much pop anymore. But god damn has the price of it went up. Kroger the last week or two has been advertising 12 packs for $6.99. A 24-pack is $13.99. Is it an aluminum thing as well?

Dollar General 6-pack bottles for the win.  #popis4poorpeople


On Jan 3, 2023:

ernest_t_bass repped a post in "Betting Sites" at 01:00 pm

Vbookie for me

On Dec 22, 2022:

ernest_t_bass repped a post in "Covid-19 discussion, continued..." at 02:00 pm
posted by Heretic

Honestly, he did better than I would have expected.

Would of done better if he could of.

ernest_t_bass replied to "Gas prices thread" at 01:58 pm
posted by friendfromlowry

I call Darby on my team. He’s presumably still wondering what divorced, horny women want to do when they invite him over to chill. 

What does she mean?


On Dec 21, 2022:

ernest_t_bass replied to "Gas prices thread" at 11:47 am

Do students read CC's idiotic posts?  Doesn't mean that we don't ridicule him for his idiocy, specifically for the fact that he is an educator. 

On Dec 20, 2022:

ernest_t_bass replied to "Gas prices thread" at 02:15 pm
posted by geeblock

we had this conversation at least 3 times over the last ten years and i have been posting it that way for 10 years.  I mostly use this site on my phone and its easier to type that way for me, not sure why its such a big deal its a message board.

It's such a big deal because our students need to be taught how to do things properly.  Our English classes don't teach how to use proper slang.  I'll go out on a ledge and assume that our math and financial classes teach students how to use money symbols correctly.  My honest opinion, it makes people look stupid.


On Dec 18, 2022:

ernest_t_bass replied to "Gas prices thread" at 01:34 pm
posted by geeblock

i would say i spend about 40$ a week on gas which would be about 2k


For the love of all things holy, it is $40, not 40$.  You are an educator.
ernest_t_bass repped a post in "Gas prices thread" at 01:32 pm
posted by ernest_t_bass
Wait.  What!?  You have to carry auto insurance when you don't drive or have a car?  Am I reading this right?  

Think about it like your credit or credit score. 

For example, if you don’t have a credit card ever and then get one in your 30s you get “penalized” for not having established credit. Higher interest rates, lower limit, etc.

Same thing for car insurance. I never had auto insurance “history” for a decade +. Therefore I got screwed with higher premiums. It’s ridiculous, but it will go down in a few years. I’m paying entirely too much for my age, driving record, and type of vehicle. 


On Dec 15, 2022:

ernest_t_bass replied to "Online trading platforms" at 02:59 pm
posted by gut

I buy anything I want with Vanguard, including CDs or Treasuries.  I don't know if you can buy crypto directly through them, though. 

That's if you rollover into an IRA.  I do have a self-employed 401k with them and it is indeed limited to 4-8 investment choices.

I have a current (small) Roth.  It's sole purpose is to recoup money that my Ex will get from my retirement in 20 years.  That number is $85k.  I am investing a little here and there to have $85k in 20 years.  

With Vanguard, how can I make small investments to then roll into that Roth?  Is this possible?  


ernest_t_bass replied to "Gas prices thread" at 02:56 pm
posted by Automatik

Especially getting dinged for not having auto insurance over that time. :/

Wait.  What!?  You have to carry auto insurance when you don't drive or have a car?  Am I reading this right?  
ernest_t_bass repped a post in "Disgusted with the Biden administration" at 11:14 am
posted by ernest_t_bass

Show where I said any of that.


Unfair assumption on my part


ernest_t_bass replied to "Disgusted with the Biden administration" at 07:40 am
posted by Dr Winston O'Boogie

That’s fine.  But if you don’t trust the government under any circumstance, why do you assume the Russian returned is a bad guy.  After all, the only reason anyone considers him a bad guy is because our government arrested him in the first place.


Show where I said any of that.


On Dec 14, 2022:

ernest_t_bass replied to "Disgusted with the Biden administration" at 10:41 am

You can provide all of the anecdotal scenarios you want.  I just laugh at anyone giving blind trust to the all powerful government to protect us, have our best interest at heart, and tell us the truth (*wink-*wink).

On Dec 12, 2022:

ernest_t_bass replied to "Disgusted with the Biden administration" at 09:24 am
posted by Laley23

Unless the CIA was lying, and now letting him rot to cover their own asses, but that seems unlikely.

CIA covering their own butt is unlikely?  Where do people get this blind allegiance and trust to all things government?   In every single situation, I would put myself on the side of "the government is lying to us" before I would put myself on the side of "The government has our best interest at heart, and is telling us the truth."

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