posted by Automatik
Rewards are just ok. 1% all purchases, 2% if you use Apple pay, 3% apple store. No annual, no foreign transaction fees.
Used it twice today. The main thing for me is the UX, dashboard and seeing the actual cashback amounts dumped into your Apple cash account.
Doesn't compete with the Preferred or Reserve tho, but also no fee.
I've been thinking of getting the Reserve, what's this I hear about the $350 travel credit? A friend mentioned it to me. Basically cutting the annual fee to $100.
It's $300. Every 1 January it resets and any travel purchase you make (flights, trains, hotels, uber, etc) is automatically reimbursed up to $300. Normally when my travel credit resets, I just buy a $300 airbnb gift card and call it a day (unless I have a flight I need to book). When I got my CSR a few years ago, I received it around late November. I was able to use the $300 credit for that year and then it reset in January. So, if you are considering the CSR, I would definitely get it during the last quarter of the year. It will allow you to double dip on the travel credit. I got the CSR when they were offering the 100K bonus, but I still think it is worth it, especially if you travel. The priority pass lounge and global entry alone is pretty legit.
