justincredible;1109479 wrote:Congrats, they are nice cards.
justincredible;1109529 wrote:I derped. I was looking at baseball cards when I posted that.
Your avatar?dlazz;1109545 wrote:Now onto car insurance. I went with Progressive, Eric, Allstate, Nationwide and Geico.
Nationwide and Geico are way cheaper than everyone else.
Anyone have experience with Geico?
I meant Erie, but yes. My avatar too.justincredible;1109559 wrote:Your avatar?
I tried State Farm too. Their "basic" package was $111. Geico is best so far at about $51/month.hoops23;1109579 wrote:State Farm was far and away the cheapest for me. They were also wonderful when I got into an accident shortly after xmas.
Yup. They use a gecco with a British-English accent in their commercial.dlazz;1109545 wrote: Anyone have experience with Geico?
dlazz;1109471 wrote:I am the proud owner of a 2012 Hyundai Elantra.
I drove one of those when My Mitsubishi needed a spot touched up. Nice car I did not care for the little man in the console though.dlazz;1109471 wrote:I am the proud owner of a 2012 Hyundai Elantra.
assuming he did not pay in cash, he is going to have to have full coverage.justcompete;1109777 wrote:Be careful. The companies that offer minimum coverage leave you open to law suites that can take what you own, or draw from your pay checks if the court finds that you did more damage that what you are covered for.
That is correct but if you take a loan you must have full coverage.dlazz;1110234 wrote:There are companies that offer state-minimum coverage. If I drive into a Porsche and total it, state-minimum coverage ain't gonna cover it.
Strangely enough, that happened to me too. I pay $60 a month though.dlazz;1109596 wrote:Geico is best so far at about $51/month.
Yeah, they talked me into ~60 a month when I did my insurance tonight. I'm curious if my financing requires a tier that high. I think I'm at 50/100/25 or somethingMulva;1110766 wrote:Strangely enough, that happened to me too. I pay $60 a month though.
I don't really have any "experience" with them, because I've never been in an accident or had to file a claim, but they were 15-20 bucks cheaper than anyone else I checked, and I looked into 6-7 different companies.
The state minimum vs. Porsche point you brought up was another good thing about leasing though. Had to up the insurance minimums to 100/300/50 as a requirement for the lease, but gap coverage is built into the lease at no charge, at least through Hyundai, so if I total my car I won't be paying shit out of pocket. I don't know how it applies to other drivers, but I don't intend to smash into anyone.
