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justincredible's avatar

justincredible

Nick Mangold

32,056 posts
Mar 8, 2012 10:03 PM
Congrats, they are nice cards.
Mar 8, 2012 10:03pm
GoChiefs's avatar

GoChiefs

Resident Maniac

16,754 posts
Mar 8, 2012 10:51 PM
justincredible;1109479 wrote:Congrats, they are nice cards.

They are nice cars too.
Mar 8, 2012 10:51pm
justincredible's avatar

justincredible

Nick Mangold

32,056 posts
Mar 8, 2012 10:56 PM
I derped. I was looking at baseball cards when I posted that.
Mar 8, 2012 10:56pm
THE4RINGZ's avatar

THE4RINGZ

R.I.P Thread Bomber

16,816 posts
Mar 8, 2012 11:00 PM
justincredible;1109529 wrote:I derped. I was looking at baseball cards when I posted that.

In your mom's basement?
Mar 8, 2012 11:00pm
justincredible's avatar

justincredible

Nick Mangold

32,056 posts
Mar 8, 2012 11:02 PM
No, on my couch. Why?
Mar 8, 2012 11:02pm
M

MontyBrunswick

Mar 8, 2012 11:14 PM
Now onto car insurance. I went with Progressive, Eric, Allstate, Nationwide and Geico.

Nationwide and Geico are way cheaper than everyone else.

Anyone have experience with Geico?
Mar 8, 2012 11:14pm
justincredible's avatar

justincredible

Nick Mangold

32,056 posts
Mar 8, 2012 11:30 PM
dlazz;1109545 wrote:Now onto car insurance. I went with Progressive, Eric, Allstate, Nationwide and Geico.

Nationwide and Geico are way cheaper than everyone else.

Anyone have experience with Geico?
Your avatar?
Mar 8, 2012 11:30pm
M

MontyBrunswick

Mar 8, 2012 11:32 PM
justincredible;1109559 wrote:Your avatar?
I meant Erie, but yes. My avatar too.
Mar 8, 2012 11:32pm
justincredible's avatar

justincredible

Nick Mangold

32,056 posts
Mar 8, 2012 11:35 PM
We have Allstate and have no complaints. I'd check out esurance. Not only do they have Jim from The Office as their voice over actor, they are backed by Allstate. Not sure how their rates stack up, but they claim to be pretty cheap.
Mar 8, 2012 11:35pm
hoops23's avatar

hoops23

Senior Member

15,696 posts
Mar 8, 2012 11:37 PM
State Farm was far and away the cheapest for me. They were also wonderful when I got into an accident shortly after xmas.
Mar 8, 2012 11:37pm
GoChiefs's avatar

GoChiefs

Resident Maniac

16,754 posts
Mar 8, 2012 11:47 PM
Just dropped Nationwide for Progressive. Fuck Nationwide.
Mar 8, 2012 11:47pm
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MontyBrunswick

Mar 8, 2012 11:47 PM
hoops23;1109579 wrote:State Farm was far and away the cheapest for me. They were also wonderful when I got into an accident shortly after xmas.
I tried State Farm too. Their "basic" package was $111. Geico is best so far at about $51/month.

I was blown away by how much lower they were that I went back and double-checked my options to make sure I did everything right.
Mar 8, 2012 11:47pm
said_aouita's avatar

said_aouita

Banned

8,532 posts
Mar 9, 2012 12:17 AM
dlazz;1109545 wrote: Anyone have experience with Geico?
Yup. They use a gecco with a British-English accent in their commercial.

Geico also stands for Government Employee insurance company. Not sure what year they became a public insurance co.

Also- If you own a house, I'd recommend getting your home owners and car insurance through the same company. Usually cheaper.
Mar 9, 2012 12:17am
ZWICK 4 PREZ's avatar

ZWICK 4 PREZ

Senior Member

7,733 posts
Mar 9, 2012 6:08 AM
dlazz;1109471 wrote:I am the proud owner of a 2012 Hyundai Elantra.
Mar 9, 2012 6:08am
J

justcompete

Senior Member

263 posts
Mar 9, 2012 9:19 AM
Be careful. The companies that offer minimum coverage leave you open to law suites that can take what you own, or draw from your pay checks if the court finds that you did more damage that what you are covered for.
Mar 9, 2012 9:19am
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bo shemmy3337

Senior Member

962 posts
Mar 9, 2012 12:06 PM
dlazz;1109471 wrote:I am the proud owner of a 2012 Hyundai Elantra.
I drove one of those when My Mitsubishi needed a spot touched up. Nice car I did not care for the little man in the console though.
Mar 9, 2012 12:06pm
B

bo shemmy3337

Senior Member

962 posts
Mar 9, 2012 12:06 PM
justcompete;1109777 wrote:Be careful. The companies that offer minimum coverage leave you open to law suites that can take what you own, or draw from your pay checks if the court finds that you did more damage that what you are covered for.
assuming he did not pay in cash, he is going to have to have full coverage.
Mar 9, 2012 12:06pm
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MontyBrunswick

Mar 9, 2012 3:21 PM
There are companies that offer state-minimum coverage. If I drive into a Porsche and total it, state-minimum coverage ain't gonna cover it.
Mar 9, 2012 3:21pm
B

bo shemmy3337

Senior Member

962 posts
Mar 9, 2012 10:15 PM
dlazz;1110234 wrote:There are companies that offer state-minimum coverage. If I drive into a Porsche and total it, state-minimum coverage ain't gonna cover it.
That is correct but if you take a loan you must have full coverage.
Mar 9, 2012 10:15pm
Mulva's avatar

Mulva

Senior Member

13,650 posts
Mar 9, 2012 10:32 PM
dlazz;1109596 wrote:Geico is best so far at about $51/month.
Strangely enough, that happened to me too. I pay $60 a month though.

I don't really have any "experience" with them, because I've never been in an accident or had to file a claim, but they were 15-20 bucks cheaper than anyone else I checked, and I looked into 6-7 different companies.

The state minimum vs. Porsche point you brought up was another good thing about leasing though. Had to up the insurance minimums to 100/300/50 as a requirement for the lease, but gap coverage is built into the lease at no charge, at least through Hyundai, so if I total my car I won't be paying shit out of pocket. I don't know how it applies to other drivers, but I don't intend to smash into anyone.
Mar 9, 2012 10:32pm
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MontyBrunswick

Mar 9, 2012 10:38 PM
Mulva;1110766 wrote:Strangely enough, that happened to me too. I pay $60 a month though.

I don't really have any "experience" with them, because I've never been in an accident or had to file a claim, but they were 15-20 bucks cheaper than anyone else I checked, and I looked into 6-7 different companies.

The state minimum vs. Porsche point you brought up was another good thing about leasing though. Had to up the insurance minimums to 100/300/50 as a requirement for the lease, but gap coverage is built into the lease at no charge, at least through Hyundai, so if I total my car I won't be paying shit out of pocket. I don't know how it applies to other drivers, but I don't intend to smash into anyone.
Yeah, they talked me into ~60 a month when I did my insurance tonight. I'm curious if my financing requires a tier that high. I think I'm at 50/100/25 or something
Mar 9, 2012 10:38pm