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Auto Insurance Question

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thePITman's avatar

thePITman

Senior Member

3,867 posts
Sep 16, 2011 2:55 PM
Is an insurance company allowed to charge different premiums based on one's race? If not, why are they allowed to charge different premiums based on gender? Both are biological (skin color vs sexual organs).
Sep 16, 2011 2:55pm
FatHobbit's avatar

FatHobbit

Senior Member

8,651 posts
Sep 16, 2011 2:56 PM
Probably because they charge women less. Nobody gives a crap if they charge white guys more.
Sep 16, 2011 2:56pm
se-alum's avatar

se-alum

The Biggest Boss

13,948 posts
Sep 16, 2011 2:57 PM
thePITman;898704 wrote:Is an insurance company allowed to charge different premiums based on one's race? If not, why are they allowed to charge different premiums based on gender? Both are biological (skin color vs sexual organs).
Yes they are, Asians screwed it up for all races.
Sep 16, 2011 2:57pm
T

thavoice

Senior Member

14,376 posts
Sep 16, 2011 2:57 PM
I think they charge blacks more because they steal alot of cars which drives up rates.
Sep 16, 2011 2:57pm
se-alum's avatar

se-alum

The Biggest Boss

13,948 posts
Sep 16, 2011 2:58 PM
thavoice;898707 wrote:I think they charge blacks more because they steal alot of cars which drives up rates.
I lol'd, and I'm ashamed of myself.
Sep 16, 2011 2:58pm
T

thavoice

Senior Member

14,376 posts
Sep 16, 2011 3:00 PM
se-alum;898710 wrote:I lol'd, and I'm ashamed of myself.

You should be. A grown man doesnt use lol
Sep 16, 2011 3:00pm
LJ's avatar

LJ

Senior Member

16,351 posts
Sep 16, 2011 3:12 PM
thavoice;898712 wrote:You should be. A grown man doesnt use lol
A grown man would have buried your wife in the backyard by now
Sep 16, 2011 3:12pm
S

Sonofanump

Sep 16, 2011 3:22 PM
thePITman;898704 wrote:Is an insurance company allowed to charge different premiums based on one's race?
They can charge based upon zip code which says more about a person's driving and risk of comprehensive loss than the color of ones skin.
Sep 16, 2011 3:22pm
D

Drums of War

Senior Member

356 posts
Sep 16, 2011 3:56 PM
**Agent** I could not agree more, but try getting a discrimination case heard as a male.
Sep 16, 2011 3:56pm