Yea it seems like credit cards are much safer than debit cards if fraud ever occurs. You don't need to pay off your credit card until the end of the month. It is like a free loan for 30 days at 0 interest. Paying it off every other day would be time consuming and 0 benefit.


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Most banks will give provisional credit for any unauthorized charges on debit cards, so I don't really get why people get so paranoid about using their debit card.

I'm not worried about getting the money back per se, but the money would be tied up for awhile and seems like a bigger hassle. At the end of the day, I see no advantage of ever using a debit card. Credit cards at least get you some sort of points or cash back.

I have a Chase credit card but I can remember the last time i used it.
I have a Credit/Debit card for my checking account if i dont have it in my checking account I dont have it to spend or i'm limited to spend.
this account has a nice balance in it so i'm confident I will not fall short on funds.

Belly35;1804084 wrote: this account has a nice balance in it so i'm confident I will not fall short on funds.

I don't know. $78 doesn't go as far as it used to in the 50's.

ZWICK 4 PREZ;1804085 wrote:I don't know. $78 doesn't go as far as it used to in the 50's.

You're right, dinner tonight a Palombo's Restaurant cost me that much just for my wife and I. Vote Trump and everyone will be able to eat out more ...

Belly35;1804084 wrote:I have a Chase credit card but I can remember the last time i used it.
I have a Credit/Debit card for my checking account if i dont have it in my checking account I dont have it to spend or i'm limited to spend.
this account has a nice balance in it so i'm confident I will not fall short on funds.

That's a good point - I COULD de-link my credit/debit card from my savings to minimize risk of being compromised....but as others have said why not use the CC and get points? Responsible use of a few credit cards also helps your credit rating (not that it matters to you).

Belly35;1804089 wrote:You're right, dinner tonight a Palombo's Restaurant cost me that much just for my wife and I. Vote Trump and everyone will be able to eat out more ...

Ah. Makes sense why your wife told you to vote Trump.

ZWICK 4 PREZ;1804098 wrote:Ah. Makes sense why your wife told you to vote Trump.

didn't you say that your wife is a Trump fan?

SportsAndLady;1804068 wrote:Most banks will give provisional credit for any unauthorized charges on debit cards, so I don't really get why people get so paranoid about using their debit card.

From what I have read, there is a bit more protection and guarantees that come with a credit card vs a debit card when it comes to fraud.

To me the biggest difference is if someone uses your credit card then you can stop that, file the claims and eventually get that credited off and no harm, no fould.

A debit card though..someone gets that use they can wipe out all your $$ you have and leave you with nothing. You MAY eventually get that back but in the mean time you are out all that $$$

like_that;1804099 wrote:didn't you say that your wife is a Trump fan?

No, my wife's intelligent.

ZWICK 4 PREZ;1804123 wrote:No, my wife's intelligent.

I'm sure your wife is very intelligent but I don't think you're telling the truth how could any intelligent person support Hillary who has left four dead Americans in Benghazi and lie about the reason why who doesn't understand being the Secretary of State the code of the American Soldier to leave no one behind How could an intelligent person support Hillary who is taking money from countries that rape and kill gays and lesbians who could support Hillary for creating her own email server jeopardizing the security of the United States working as secretary she decides to use her position to take money from countries for her campaign what ethics no intelligent person could support Hillary Clinton who lies to Congress and the list of reasons why an intelligent person could not support Hillary Clinton could go on and on and on so I think you're not telling the truth

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Belly35;1804142 wrote:I'm sure your wife is very intelligent but I don't think you're telling the truth how could any intelligent person support Hillary who has left four dead Americans in Benghazi and lie about the reason why who doesn't understand being the Secretary of State the code of the American Soldier to leave no one behind How could an intelligent person support Hillary who is taking money from countries that rape and kill gays and lesbians who could support Hillary for creating her own email server jeopardizing the security of the United States working as secretary she decides to use her position to take money from countries for her campaign what ethics no intelligent person could support Hillary Clinton who lies to Congress and the list of reasons why an intelligent person could not support Hillary Clinton could go on and on and on so I think you're not telling the truth

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for the same reason as I and many others, because as terrible as Hillary is, Trump is infinitely worse.

ZWICK 4 PREZ;1804123 wrote:No, my wife's intelligent.

Oh ok, I guess I am just imagining that...

http://www.ohiochatter.com/forum/showthread.php?47516-Republican-debates-primaries&p=1776810&viewfull=1#post1776810

ZWICK 4 PREZ;1776810 wrote:I don't watch any tv news but yes I do mostly read Huffington Post.

My wifes family is EXTEMELY pro GOP and especially my MIL's craziness drives out the leftist in me. My wife supports Trump, which is idiotic, but her choice.

like_that;1804150 wrote:Oh ok, I guess I am just imagining that...

http://www.ohiochatter.com/forum/showthread.php?47516-Republican-debates-primaries&p=1776810&viewfull=1#post1776810

She did back in January. But like most women,including her and her sisters who are Republicans, are firmly in never trump camp. Her mom and dad and brother are still firmly pro trump though.

ZWICK 4 PREZ;1804151 wrote:She did back in January. But like most women,including her and her sisters who are Republicans, are firmly in never trump camp. Her mom and dad and brother are still firmly pro trump though.

Lol riiiight

SportsAndLady;1804154 wrote:Lol riiiight

??? Either you are retarded or you haven't seen that shift? Which is it?
must be a hell of a shell in Chicago that you haven't seen Republicans turn on Trump. Especially women.

Belly35;1804142 wrote:I'm sure your wife is very intelligent but I don't think you're telling the truth how could any intelligent person support Hillary who has left four dead Americans in Benghazi and lie about the reason why who doesn't understand being the Secretary of State the code of the American Soldier to leave no one behind How could an intelligent person support Hillary who is taking money from countries that rape and kill gays and lesbians who could support Hillary for creating her own email server jeopardizing the security of the United States working as secretary she decides to use her position to take money from countries for her campaign what ethics no intelligent person could support Hillary Clinton who lies to Congress and the list of reasons why an intelligent person could not support Hillary Clinton could go on and on and on so I think you're not telling the truth

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Hillary has succeeded in turning Belly into the conservative version of Isadore, where he just parrots the same thing over and over and over again. Great.

ZWICK 4 PREZ;1804158 wrote:??? Either you are retarded or you haven't seen that shift? Which is it?
must be a hell of a shell in Chicago that you haven't seen Republicans turn on Trump. Especially women.

1) there are no republicans in Chicago. Good joke.

2) no one believes you. Your wife is a Trump supporter. Don't be ashamed of her and make up that she "changed" after you said trump supporters are idiots.

SportsAndLady;1804160 wrote:1) there are no republicans in Chicago. Good joke.

2) no one believes you. Your wife is a Trump supporter. Don't be ashamed of her and make up that she "changed" after you said trump supporters are idiots.

So you're the former. Confirmed.

Even if she has changed, Trump hasn't. So she was dumb enough to buy-in originally??

Laley23;1804162 wrote:Even if she has changed, Trump hasn't. So she was dumb enough to buy-in originally??

Perhaps not changed but has said more outrageous, disgusting,racist things. Or have you been asleep in the last 6 months? Lol
My wife is Republican like her family, but she's not religious like her family. So Trump was the only candidate that wasn't a religious nut. She switched to Kasich after giving up on Trump. Now she's voting for Hillary just to not have trump.

ZWICK 4 PREZ;1804163 wrote:Perhaps not changed but has said more outrageous, disgusting,racist things. Or have you been asleep in the last 6 months? Lol
My wife is Republican like her family, but she's not religious like her family. So Trump was the only candidate that wasn't a religious nut. She switched to Kasich after giving up on Trump. Now she's voting for Hillary just to not have trump.

I haven't been asleep. The dude has been a psychotic maniac racist from the start. I think youve only been paying attention for 6 months.

ZWICK 4 PREZ;1804151 wrote:She did back in January. But like most women,including her and her sisters who are Republicans, are firmly in never trump camp. Her mom and dad and brother are still firmly pro trump though.

ass covering .... Bull shit

I will give Zwick's wife the benefit of the doubt. She is smarter than Zwick after all.