isadore;1573085 wrote:It would be nice if you gave sources on these stats, you throw up here.
But take that 29.000 average debt
Into that average goes all those students from upper income groups who had family to pay for much or all of college.
For those from poorer homes, those hoping for a chance to rise, that debt will be much higher and much more difficult to pay back.
But you got yours,

Con_Alma;1573086 wrote:They have themselves. That's a greater asset than another's money. They can pay their way through school just as many others have.

isadore;1573105 wrote:We consistently make it harder and harder for them to receive an education because of expense. It maybe in your short term interest to save some bucks, but it is not in America's to destroy the chance of so many at upward social mobility.

gut;1573088 wrote:ONE MORE TIME....$230 per month is what it costs to pay back $29k, plus interest, over 15 years.

If you tell me you're afraid of a measly $230/mo payment for that college degree, then I have to assume you lack the confidence and/or ability to be successful and would advise you college may not be your thing.

isadore;1573105 wrote:We consistently make it harder and harder for them to receive an education because of expense. It maybe in your short term interest to save some bucks, but it is not in America's to destroy the chance of so many at upward social mobility.

Con_Alma;1573086 wrote:They have themselves. That's a greater asset than another's money. They can pay their way through school just as many others have.

isadore;1573115 wrote:Now there is a cliché. Well I will give you a cliché, they are being priced out of the market. We cut funding and saving you some bucks.
They deserve more of a chance than you are willing to give them.

Con_Alma;1573107 wrote:There are institutions willing to pay for student loans if the graduate is not gainfully employed. That means you don't pay unless you are able. There's no reason anyone can't get a degree if they want one.

isadore;1573109 wrote:And again that average that I have not yet seen a source for is an average. It does not correctly show the expense of those who have the least funds going in, the ones that have to mortgage their souls with a small chance to get ahead. But you got your bucks.

gut;1573104 wrote:Google is your friend...that average is calculated FOR BORROWERS (meaning people who had no loans don't factor into the balance). If you're going to attempt to claim a bunch of people with nominal loan burdens is dragging down the average then what you're really saying is only a small% have large loans. That $29k average is most likely very close to the median.

Students from poor families also receive significant financial aid in the form of grants and scholarships. And also students who rack-up more debt from more elite (expensive) institutions are typically earning higher starting salaries.

isadore;1573124 wrote:...tuition up, incomes down.
As social mobility dies, you want to drive the final stake the heart of the land of opportunity.
but of course you are indifferent, you got yours.

Con_Alma;1573107 wrote:There are institutions willing to pay for student loans if the graduate is not gainfully employed. That means you don't pay unless you are able. There's no reason anyone can't get a degree if they want one.

isadore;1573127 wrote:do you have a list? Of course there is, expense, expense, expense, lack of resources, lack of resources, lack of resources.

Con_Alma;1573108 wrote:If they are unable to pay an institution will pay. You just don't get it.

isadore;1573128 wrote:list please

Con_Alma;1573111 wrote:They can work a minimum wage job and position themselves to be able to afford the institutions I previously mentioned.

isadore;1573131 wrote:gosh if they just quit eating, never get sick, where their minimum wage job uniform 24/7 and walk everywhere, they maybe able to do it.

Con_Alma;1573118 wrote:They are capable of creating that chance. You should have more confidence in them. Money isn't the issue as much as you would like it to be. I can find you the right situation for someone at any level of income to gain an education. It's not about money.

isadore;1573133 wrote:it is all about money, for those who lack resources and support.

isadore;1573124 wrote:gosh never a source, ok let me help you out

Average student loan debt: $29,400
http://money.cnn.com/2013/12/04/pf/college/student-loan-debt/

• 34.4 percent graduated with no debt.
• 12.0 percent graduated with $1-$9,999 in debt.
• 18.2 percent graduated with $10,000-$19,999 in debt.
• 15.5 percent graduated with $20,000-$29,999 in debt.
• 8.9 percent graduated with $30,000-$39,999 in debt.
• 5.3 percent graduated with $40,000-$49,999 in debt.
• 5.3 percent graduated with $50,000-$99,999 in debt.
• 0.5 percent graduated with over $100,000 in debt.

gut;1573119 wrote:Yes, what most liberals don't grasp when holding up Europe as a model of socialism is that tax rates in Europe are higher across the board. There's no free lunch.

The problem with college tuition is not the ability to pay, but rather the readily available loans at subsidized interest rates has contributed significantly to cost inflation. Universities are competing for the best students to fill their class, and unfortunately most of that is focused on non-academic amenities. Trim the subsidies and universities will trim the fat.

Hmmmm....The limits on federal subsidized loans are $31k for dependents (coincidence that the average burden is $29k? I think not) and $58k for independents.

gut;1573121 wrote:Learn to use Google - the numbers are all over the first page of a search - and by the grace of God become more informed on issues beyond educational expenses. I've grown tired of attempting to educate people who are too lazy to educate themselves. If you question my numbers, then you are free to link something that contradicts them.

Why should I give you an entitlement I didn't receive? You can take out a loan, choose the right program, profit and payback your obligation just like everyone else before you.

isadore;1573136 wrote:gosh a ruddies, I realize you don't want to see that upper class taxed to help those on the lower rungs of the financial hierarchy have a chance to rise. Screw'em
And now after raving about all these supposed great loans, you want to cut them. wow. Well it would save you a few more bucks, screw'em.

Con_Alma;1573125 wrote:Choose an option that enables you to fund the educational services while you work at a low paying job.