gut;1573028 wrote:I don't get the argument, at all, that the taxpayer should provide free or cheaper college educations. Cheap loans are abundantly available - the incentives are properly aligned when the student bears the risk of that investment. The taxpayer should not be responsible for supporting a 5-6 year failed pursuit of a college degree.

isadore;1573044 wrote: Of course we have those who have their education and employment and the attitude I got mine, screw you.

Con_Alma;1573049 wrote:...by working through school so I could pay for it. No money = no class. Enough for 1 class = enroll in one class.

isadore;1573051 wrote:again, I realize you refuse to pick up on this, it is not the interest but the principal that is the problem. The rapid increase in tuition and book costs over the last 30 or so years that has nearly tripled to cumulative inflation rate.
Gosh when you ignore that it is so easy to say screw you to these needy young people, borrow, borrow, borrow.

isadore;1573047 wrote:really, we have a post secondary education system that attracts people from all over the world. We have just priced our own financially strapped young people out of it.

isadore;1573055 wrote:ok we understand, you are unwilling to invest in the future of our country. Enjoy your bucks.

isadore;1573055 wrote:ok we understand, you are unwilling to invest in the future of our country. Enjoy your bucks.

isadore;1572990 wrote:the rich piss on the heads of the poor and then whine when they complain. Obviously you have either ignored the facts shown on this thread or read very selectively. The poor and middle class positions increasingly worsen in comparison to the rich. But you chose to miss that. America is near the bottom among developed nations for social mobility but you chose to miss that. American has increasingly reduced the chance for most Americans to better themselves but you chose to miss that
Open your eyes Ebenezer.

gut;1573053 wrote:That's not my attitude at all. You can keep skewing and cherry-picking the data all you want, the government spends more on public education than most OECD countries. More money is not the solution - this should be obvious to anyone who isn't just looking for a free ride.

Slice and dice anyway you want, it's not going to change the fact that we spend more than anyone on K-12 and the results have been less than satisfactory. Giving unprepared students a free ride to college isn't going to improve anything,

isadore;1573062 wrote: LOL of course that is your attitude, all the rest of this is just window dressing.

Con_Alma;1573060 wrote:I'll invest in that which I see a return. It's not our education system. Money isn't the issue. If it's important enough to the individual, they will make sure they go and pay for it.

Con_Alma;1573057 wrote:Not hardly. There are many economical options for students to gain their degrees from. It's barely over $10,000 per year for a freshman to attend Ohio State. I pay more than that for my kids to attend high school . They can make that with summer work and part-time effort during the academic year.

You're wrong if you think residents are priced out of an education.

http://undergrad.osu.edu/money-matters/tuition-and-fees.html

gut;1573063 wrote:No, what's becoming clear here is the educational system has failed you. That is clearly a K-12 problem.

I know this is probably a very difficult concept for you, but think of a low-interest student loan as a tax specifically targeted at...wait for it...college students and graduates. The people that actually benefit are the people that pay for it - what a novel concept!

isadore;1573071 wrote:As has been shown increasing cost because cuts in state funding are forcing students drop out or not even to enter the system. But of course this human capital does not bring large enough financial return for you. Your view is why those in the bottom half of our economic system have so little chance to better themselves.

gut;1573059 wrote:Why in the world would I want to invest in someone that is unwilling to invest in himself?

isadore;1573074 wrote:lol 10,010 is just the tuition, you may not realize it but there are other costs involved.
and of course you can lavish that money on your high school children
because you have the funds so screw those that don't

gut;1573056 wrote:Take a finance course - that $230 includes interest (at 5% after-tax) PLUS principal on a 15-yr loan.

Average debt among graduates is $29k and starting salaries was just over $44k. It's a joke to suggest they can't easily make those payments....maybe don't buy the new car or rent the luxury apartment in the city.

There's no entitlement problem here, only feelings of entitlement.

isadore;1573080 wrote:you can not invest what you do not have. And because of your efforts, probably never will.

isadore;1573075 wrote:IT IS NOT THE INTEREST, IT IS THE PRINCIPAL

isadore;1573085 wrote:It would be nice if you gave sources on these stats, you throw up here.
But take that 29.000 average debt
Into that average goes all those students from upper income groups who had family to pay for much or all of college.
For those from poorer homes, those hoping for a chance to rise, that debt will be much higher and much more difficult to pay back.
But you got yours,

gut;1573088 wrote:ONE MORE TIME....$230 per month is what it costs to pay back $29k, plus interest, over 15 years.

If you tell me you're afraid of a measly $230/mo payment for that college degree, then I have to assume you lack the confidence and/or ability to be successful and would advise you college may not be your thing.

Con_Alma;1573082 wrote:I'm aware there are other costs involved. The tuition is the largest cost. Suggesting it's unattainable is being out of touch.

I didn't have the funds when I was paying for college. I worked for the funds just as I am suggesting those wanting to attend college do.

isadore;1573096 wrote:Of course you had to suffer, so they should, it serves them right.
You said you had children in High School, meaning you probably did your undergraduate work maybe 20 years ago
Do you realize what has happened to college costs since then. It has been mentioned on the thread earlier, that in the last 30 years they have increased almost 3 times as much as the cumulate inflation rate. It costs lot more today than it did when you went through school. And states keep cutting back.
It is in the best interest of this country to have post secondary education readily available to all its citizens if they wish it.
But you got yours, screw'em

Con_Alma;1573077 wrote:It's not the people seeking education I don't have faith in. It's the education system itself.

If the people want an education, it's there for the taking. There are plenty of institutions that are economically available to all. I've already given you one example of Ohio State being just over $10,000. The University of Akron is under $10,000. http://www.uakron.edu/admissions/undergraduate/tuition_fees.dot There are more. It's not unaffordable.

isadore;1573099 wrote:You consistently talk only in terms of tuition.
Other costs make it unaffordable to many of those looking up the social hierarchy.

Oh and American's Post Secondary education was the envy of much of the world. They send their kids here. But we are destroying it by cutting state funds. Pricing America's children out of the system.