Health premiums go up … duped and fraud is the method

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Belly35's avatar

Belly35

Elderly Intellectual

9,716 posts
Mar 7, 2011 6:42 AM
Health premiums go up … duped and fraud is the method

I get it now the health care premiums go way up before they go down. No! They go up but never go down? No! Premiums keep increasing and duped and fraud we can believe in .....YES

Has anyone seen that $2500.00 reduction in their premiums?
Has anyone seen any reduction in their premiums?


Deductable increased and so did the premiums....
Mar 7, 2011 6:42am
Thread Bomber's avatar

Thread Bomber

Message Board Terrorist

1,851 posts
Mar 7, 2011 7:47 AM
Run for congress Belly..... Best heath care plan in the world, and it won't cost YOU a penny...
Mar 7, 2011 7:47am
tsst_fballfan's avatar

tsst_fballfan

Senior Member

406 posts
Mar 7, 2011 9:26 AM
Everything on mine got worse. Increased deductibles, increased premiums, less items covered, higher percentage for my share, higher prescription costs, higher specialists costs, etc, etc, etc. Thanks Obamacare! And yes it was Obamacare, our HR rep said the larger than normal changes were due to the company preparing for the Healthcare law.

[sarcasm]Just glad I can pay for 25 million others to get heathcare while mine gets worse![/sarcasm]
Mar 7, 2011 9:26am
S

stlouiedipalma

Senior Member

1,797 posts
Mar 7, 2011 12:51 PM
And for those of you who say Obama is anti-business, just look at who the major benefactors are. Uh, that would be the insurance companies.

I'll be honest with you, I wasn't a fan of the health care reform then and I'm not now. My gripe is that it didn't go far enough by not offering an alternative (public option) to the private-run health care. Without viable alternatives, we are still stuck with a system which separates the "haves" from the "have-nots". While I like the setup Canada has, I would have prefered to at least see the same insurance our Representatives and Senators enjoy get offered to the general public.
Mar 7, 2011 12:51pm
LJ's avatar

LJ

Senior Member

16,351 posts
Mar 7, 2011 12:54 PM
stlouiedipalma;702044 wrote:I would have prefered to at least see the same insurance our Representatives and Senators enjoy get offered to the general public.

You realize they are just on the same setup as other federal employees right? They just choose from a list of available options and pay their portion. Their portions are pretty in line with most of the private sector. Common misconception.
Mar 7, 2011 12:54pm
S

stlouiedipalma

Senior Member

1,797 posts
Mar 7, 2011 1:13 PM
Good point, but not available to you or me. I'd like to see a lot more options made available, including a public option.
Mar 7, 2011 1:13pm
LJ's avatar

LJ

Senior Member

16,351 posts
Mar 7, 2011 1:16 PM
stlouiedipalma;702084 wrote:Good point, but not available to you or me. I'd like to see a lot more options made available, including a public option.

You want everyone to have federal employee benefits? That's a bit ridiculous. They just have plans through Aetna, United Healthcare, etc. They aren't anything special.
Mar 7, 2011 1:16pm
Belly35's avatar

Belly35

Elderly Intellectual

9,716 posts
Mar 7, 2011 1:32 PM
LJ;702087 wrote:You want everyone to have federal employee benefits? That's a bit ridiculous. They just have plans through Aetna, United Healthcare, etc. They aren't anything special.


One exception ... We pay for it .... the Federal employee pay little to nothing of their share..
Mar 7, 2011 1:32pm
LJ's avatar

LJ

Senior Member

16,351 posts
Mar 7, 2011 1:35 PM
Belly35;702113 wrote:One exception ... We pay for it .... the Federal employee pay little to nothing of their share..

That's not correct. The Postal employee doesn't pay much. A regular federal employee can pay around $140+ for family coverage every 2 weeks.
Mar 7, 2011 1:35pm
Q

QuakerOats

Senior Member

8,740 posts
Mar 7, 2011 2:01 PM
stlouiedipalma;702044 wrote:And for those of you who say Obama is anti-business, just look at who the major benefactors are. Uh, that would be the insurance companies.
Incorrect; they are being saddled with higher risks and ultimately higher costs, which is all part of the grand plan to drive them out of business eventually so that we get to the one-payer government system that the liberals have wanted all along. There is nothing about any of this that will contain costs; if you thought so, well ....... jokes on you.
Mar 7, 2011 2:01pm
ptown_trojans_1's avatar

ptown_trojans_1

Moderator

7,632 posts
Mar 7, 2011 4:50 PM
QuakerOats;702145 wrote:Incorrect; they are being saddled with higher risks and ultimately higher costs, which is all part of the grand plan to drive them out of business eventually so that we get to the one-payer government system that the liberals have wanted all along. There is nothing about any of this that will contain costs; if you thought so, well ....... jokes on you.

Well, are profits going down on companies based on the healthcare law? Have we seen that yet?
Mar 7, 2011 4:50pm
believer's avatar

believer

Senior Member

8,153 posts
Mar 7, 2011 4:59 PM
My monthly premium increased 30%, my deductible increased, and my coverage decreased. But wait there's more!

Although my married adult daughter is now eligible for coverage under my plan at no cost to her until she's 26, when she uses my insurance that I and my employer pay for, the health care providers can now go after ME for anything my plan doesn't cover....NOT my adult daughter.

You would think that this would be in violation of fair credit and collection laws but apparently not. So if my daughter refuses to pay, I take the credit hit....and the collection calls.

Slick fucking deal, eh?

The pitfalls of ObamaKare are only just beginning.
Mar 7, 2011 4:59pm
CenterBHSFan's avatar

CenterBHSFan

333 - I'm only half evil

6,115 posts
Mar 7, 2011 5:03 PM
ptown_trojans_1;702336 wrote:Well, are profits going down on companies based on the healthcare law? Have we seen that yet?
Probably not because didn't alot of them just up their charges in preparance for Obamacare? Let's check back in a few years and see if they upped again.
Mar 7, 2011 5:03pm
Thread Bomber's avatar

Thread Bomber

Message Board Terrorist

1,851 posts
Mar 7, 2011 6:23 PM
believer;702343 wrote:My monthly premium increased 30%, my deductible increased, and my coverage decreased. But wait there's more!

Although my married adult daughter is now eligible for coverage under my plan at no cost to her until she's 26, when she uses my insurance that I and my employer pay for, the health care providers can now go after ME for anything my plan doesn't cover....NOT my adult daughter.

You would think that this would be in violation of fair credit and collection laws but apparently not. So if my daughter refuses to pay, I take the credit hit....and the collection calls.

Slick fucking deal, eh?

The pitfalls of ObamaKare are only just beginning.

If for what ever reason that your daughter was sick and you didn't take care of it, It wouldn't be obamakare's fault, It would be yours because you would be a worthless kunt
Mar 7, 2011 6:23pm
Thread Bomber's avatar

Thread Bomber

Message Board Terrorist

1,851 posts
Mar 7, 2011 6:29 PM
ccrunner609;702404 wrote:My wife lost her plan because it was going up 22% for her employer and I am going to pay about $700 more a year for mine. Plus they added a $300 deductable on it.

THe only people that are making out here are the insurance companies.

60 bucks a month for heath care is pretty cheap.
Mar 7, 2011 6:29pm
tk421's avatar

tk421

Senior Member

8,500 posts
Mar 7, 2011 7:27 PM
ccrunner609;702404 wrote:My wife lost her plan because it was going up 22% for her employer and I am going to pay about $700 more a year for mine. Plus they added a $300 deductable on it.

THe only people that are making out here are the insurance companies.
Wow, I really feel sorry for you. My mom has a 80/20 plan with a $500 deductible. You are really struggling, I can see that.
Mar 7, 2011 7:27pm
LJ's avatar

LJ

Senior Member

16,351 posts
Mar 7, 2011 7:32 PM
My fiancee currently pays $220 per month with no birth benefits, $1000 deductible and $10,000 80/20
Mar 7, 2011 7:32pm
believer's avatar

believer

Senior Member

8,153 posts
Mar 7, 2011 7:43 PM
Thread Bomber;702409 wrote:If for what ever reason that your daughter was sick and you didn't take care of it, It wouldn't be obamakare's fault, It would be yours because you would be a worthless kunt
My post was not about whether I would take care of my daughter if she were sick. It was about your leftist leader's socialist policies that are helping to drive this country into ruin. But since you are obviously a moron, don't let me keep you from drinking the Kool Aid.
Mar 7, 2011 7:43pm
dwccrew's avatar

dwccrew

Not Banned

7,817 posts
Mar 7, 2011 8:11 PM
With my company, I actually have really good coverage. Although my premiums went up, they didn't go up but $7 a month. $66 a month with a $300 deductible. I am fortunate though. Of course this is single coverage, I have no dependents.
Mar 7, 2011 8:11pm
I

I Wear Pants

Senior Member

16,223 posts
Mar 7, 2011 9:04 PM
When was the last time your premiums didn't go up?
Mar 7, 2011 9:04pm
B

Bigdogg

Senior Member

1,429 posts
Mar 7, 2011 9:24 PM
Right in line with the past trends before health care act was passed.



Mar 7, 2011 9:24pm
Q

queencitybuckeye

Senior Member

7,117 posts
Mar 7, 2011 9:55 PM
Bigdogg;702717 wrote:Right in line with the past trends before health care act was passed.

So the decrease they promised was a lie? Imagine.
Mar 7, 2011 9:55pm
iclfan2's avatar

iclfan2

Reppin' the 330/216/843

6,360 posts
Mar 7, 2011 10:23 PM
My healthcare went from having a $25 co-pay at the doctor,$50 ER, to now having a $600 deductible for anything. F you Obama.
Mar 7, 2011 10:23pm
I

I Wear Pants

Senior Member

16,223 posts
Mar 7, 2011 10:35 PM
So the "our premiums are going to go up way more than ever before" was also a lie? Imagine.
Mar 7, 2011 10:35pm
believer's avatar

believer

Senior Member

8,153 posts
Mar 8, 2011 3:56 AM
queencitybuckeye;702764 wrote:So the decrease they promised was a lie? Imagine.
That's just one of the lies. BHO also promised ObamaKare would also decrease the national debt. LMAO

While it is true that health care costs have been rising even well before ObamaKare, the increases in premiums and reductions in benefits were are lot more severe for me this cycle. Even our HR department says it's directly related to the new health care law.

BHO promised better, more efficient, and more affordable health care for all under his "plan." Is anyone surprised it isn't?
Mar 8, 2011 3:56am