Aside from an increase in premiums.

I work in a pharmacy. In 2011 HSA accounts can no longer purchase OTC products, but they can purchase prescription products just like they always have. The catch is, they'll pay for OTC products if a doctor writes a prescription for them. SO in addition to filling prescriptions all day long, I'll get to enjoy filling bandaids, sunblock, peroxide, rubbing alcohol, vitamins, supplements, etc. etc. etc. We're fully expecting our workload to increase by 25% after the first of the year as HSA's continue to become more popular.

With this in mind, who in their right mind thinks that not allowing HSA's to purchase OTC health needs a good idea? I mean seriously who comes up with this stuff? not only are they telling you how to spend YOUR money because that what an HSA is, but this adds another 1 to 2 dollars onto these items if patients want to use their HSA to buy them (dispensing fees). How does this decrease healthcare costs or increase its availability???? It does neither, hell it will actually lower tax revenue for the states because when something is processed as an Rx it doesn't get taxed, and neither does an HSA accounts money.

Our goverment is incompitent and Obamacare is flawed. We seriously need to quit expecting politicians to fix our healthcare system and put some people that are actually in the medical field in charge of healthcare. I'm so sick of know it alls like on the hill that think they can fix anything. Newsflash the government has never fixed anything. They only make things worse.

Apologies for the rant, but been kind of building for awhile.

We all know that this is one of the worst if not THE worst piece of legislation to ever come down the pike. When the speaker o the house says "we have to pass the law to ind out what's in it"....you know we're screwed. Obama promised us the cost of healthcare would go down, but so far that's not the case. Our companies provider has already told us they are getting out of the healthcare business in the next 2 years...along with a 20% increase or the coming contract year. Yeah, so much or lower cost.

Obama is a joke!!

I was about to start a thread on Obamakare. Due to the new legislation I now don't get to pay a copay and instead have to pay all out of pocket expenses up to the deductible. Outrageous. GTFO democrats.

It was NEVER meant to lower costs or increase it's availability. That's just the BS they told the public to get it passed.

goosebumps;561316 wrote:
I work in a pharmacy.

Are you a Pharmacist? Or Technician?

Sorry to disappoint you guys... but Gibby thinks this bill is excellent!

Ty Webb;559744 wrote:If you really think HCR is a clusterfuck...I fell bad for you

I am now able to be insured. I'm 24 and only work part time in the district, so I don't get health insurance. Now, I am on my parents' awesome health care for another year and a half. She still pays nothing and has the best insurance of anyone I know.

Anna-Town;561779 wrote:Are you a Pharmacist? Or Technician?

I'm an Intern, will be a pharmacist in 2012

bigkahuna;561830 wrote:I am now able to be insured. I'm 24 and only work part time in the district, so I don't get health insurance. Now, I am on my parents' awesome health care for another year and a half. She still pays nothing and has the best insurance of anyone I know.

Umm, Ohio passed a law that allows you to be on your parents insurance until you're 26, so Obamacare didn't really do anything for ya bud.

goosebumps;561896 wrote:Umm, Ohio passed a law that allows you to be on your parents insurance until you're 26, so Obamacare didn't really do anything for ya bud.

Correct me if I'm wrong, but I'm pretty sure that was part of the whole plan. At least that's what I read when this whole thing started. Oh, and I don't live in Ohio.

When did Ohio pass that law?
I'm guessing it wouldn't have happened without Obamacare.

I still don't think Obamacare is particularly good but I also don't think it's the harbinger or the apocalypse or anything.

I am able to be on my parents insurance until the day before my 27th birthday

I was paying 120 a month beforeq

Ty Webb;561948 wrote:I am able to be on my parents insurance until the day before my 27th birthday

I was paying 120 a month beforeq

Why don't you still pay?

It comes out of my moms check everyweek..it doesn't cost her anymore to add me that it cost her before

Yes, but why not still pay? Doesn't cost her, but it costs someone out there. Don't you have any sense of pride in paying for it yourself, regardless?

ernest_t_bass;561969 wrote:Yes, but why not still pay? Doesn't cost her, but it costs someone out there. Don't you have any sense of pride in paying for it yourself, regardless?

In my situation, my parents do not pay a dime. Nobody at Honda pays for their insurance, so there isn't anyone within the company getting the bill for my benefits.

bigkahuna;561979 wrote:In my situation, my parents do not pay a dime. Nobody at Honda pays for their insurance, so there isn't anyone within the company getting the bill for my benefits.

Insurance company pays more. So... They will raise rates because of it. New rates... Now company or parents are paying more.

The leachers have come out in full force on this thread. Color me SHOCKED that Gibby is still on his parents insurance. Unless you are planning on being a PHD (in which case you'd be the worst one of all time) you shouldn't have a need to be on your parents insurance after age 24. Get a job, or quit being a douche bag and join the military. Pretty easy options.

Because being in the military precludes you from being a douche? People are what they are. I mean would you think I'm not a douche simply because I wore a uniform? Doubt it.

Being on your parents health plan does not = leacher.

goosebumps,

If you can't handle the extra work you claim you'll be doing, perhaps you should find another job where you can do less.

stlouiedipalma;562130 wrote:If you can't handle the extra work you claim you'll be doing, perhaps you should find another job where you can do less.

Typical leftist thinking.

believer;562138 wrote:Typical leftist thinking.

Agreed, only leftists are lazy. Can't stand 'em.

cbus4life;562144 wrote:Agreed, only leftists are lazy. Can't stand 'em.

Didn't say leftists are lazy. But they do tend to take the path of least resistance; particularly if the government will take care of thing for them.

I Wear Pants;562023 wrote:

Being on your parents health plan does not = leacher.

It does after a certain point, and I think a day shy of someone's 27th birthday is well past that point.

bigkahuna;561830 wrote:I am now able to be insured. I'm 24 and only work part time in the district, so I don't get health insurance. Now, I am on my parents' awesome health care for another year and a half. She still pays nothing and has the best insurance of anyone I know.

Yeah, but in reality, the 18-26 year old part of the bill was retarded for most people, and here's why.

At someone's work, it cost a flat amount to add a dependant, it doesn't matter if tha dependant is a 1 year old kid, a wife, or a 24 year old adult.


These amounts are sometimes high due to the fact that most dependants are younger kids and wives, who typically have more expensive health care needs.

A 24 year old young/healthy adult can typically get very cheap health insurance on their own since they are low risk for major catastrophic health needs.

Typically a 24 year old can get their own plan cheaper than what it costs for their parents to add them to their's.

So, this might be well and good for you and the 24 year old that now doesn't pay for it, but in the overall scheme of things it makes health insurance cost more.