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Cancelling Auto Insurance Before Policy Expires.

Home ▸ Archive ▸ Serious Business ▸ Cancelling Auto Insurance Before Policy Expires.
tk421's avatar

tk421

Senior Member

8,500 posts
Aug 26, 2010 12:53 AM
Hey, I've found cheaper insurance with Progressive and I was wondering if there would be a fee or anything to cancel my current insurance and switch over? I'm currently with Nationwide and we pay month to month, so there isn't any worry about already paying the premium and not getting the money back. I was just wondering if anyone has ever done this, do I just write a letter for the company and send it to them? Thanks.
Aug 25, 2010 8:53pm
LJ's avatar

LJ

Senior Member

16,351 posts
Aug 26, 2010 12:54 AM
Just call and cancel. It's really that simple.
Aug 25, 2010 8:54pm
wes_mantooth's avatar

wes_mantooth

Tomfoolery & shenanigans

17,977 posts
Aug 26, 2010 12:55 AM
I am probably wrong, but I was always asked when my current policy expires...then they set it up for that date. I paid month to month as well, but the policy were given at 6 month increments....so I had to wait to switch for a couple months.
Aug 25, 2010 8:55pm
-Society-'s avatar

-Society-

Senior Member

1,348 posts
Aug 26, 2010 12:58 AM
wes_mantooth;461949 wrote:I am probably wrong, but I was always asked when my current policy expires...then they set it up for that date. I paid month to month as well, but the policy were given at 6 month increments....so I had to wait to switch for a couple months.

No you didn't. This is one time lj is correct. Call and cancel whenever you want. They will refund you on any money paid.
Aug 25, 2010 8:58pm
wes_mantooth's avatar

wes_mantooth

Tomfoolery & shenanigans

17,977 posts
Aug 26, 2010 1:05 AM
-Society-;461951 wrote:No you didn't. This is one time lj is correct. Call and cancel whenever you want. They will refund you on any money paid.

yeah...I figured. It was probably just easier to set it up for them.
Aug 25, 2010 9:05pm
LJ's avatar

LJ

Senior Member

16,351 posts
Aug 26, 2010 1:07 AM
btw, thanks for posting this thread, my woman needs to cash her damn geico refund
Aug 25, 2010 9:07pm
tk421's avatar

tk421

Senior Member

8,500 posts
Aug 26, 2010 1:10 AM
Cool, thanks LJ.
Aug 25, 2010 9:10pm
Cat Food Flambe''s avatar

Cat Food Flambe'

Senior Member

1,230 posts
Aug 26, 2010 1:13 AM
Just make darn sure you have the official declaration of the new policy in hand before you cancel the old policy. My nephew had a accident at 11 PM on the first day of coverage with his new carrier - it took over a year to settle the claim.
Aug 25, 2010 9:13pm
M

mattinctown

Aug 26, 2010 1:26 AM
Used to work in auto/home insurance, and SO many people thought that once you signed up for a policy you can't cancel. If your new company is good, they will send a cancellation letter to your old company, however, I would just do it yourself, and make sure you get any unpaid premiums sent to you.
Aug 25, 2010 9:26pm