Credit Report Question

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brutus161's avatar

brutus161

The Navy Guy

1,686 posts
Jan 18, 2010 1:17 PM
I don't want to use freecreditreport.com. What are some other good websites to use. Yes I googled it, but who knows what is good and what is junk.
Jan 18, 2010 1:17pm
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
Jan 18, 2010 1:22 PM
Experian
TransUnion
Equifax

Why don't you want to use freecreditreport.com?
Jan 18, 2010 1:22pm
Q

queencitybuckeye

Senior Member

7,117 posts
Jan 18, 2010 1:36 PM
annualcreditreport.com is free without trying to sign you up for some kind of paid subscription service.
Jan 18, 2010 1:36pm
B

behindthelense

Member

45 posts
Jan 18, 2010 2:05 PM
queencitybuckeye wrote: annualcreditreport.com is free without trying to sign you up for some kind of paid subscription service.
+1

Not sure if you actually get the credit score, though, but the reports are complete from all 3 agencies.
Jan 18, 2010 2:05pm
FatHobbit's avatar

FatHobbit

Senior Member

8,651 posts
Jan 18, 2010 2:14 PM
behindthelense wrote:
queencitybuckeye wrote: annualcreditreport.com is free without trying to sign you up for some kind of paid subscription service.
+1

Not sure if you actually get the credit score, though, but the reports are complete from all 3 agencies.
I think they do try to sell you the score, but if you're just concerned with just what's on your credit report they will show you all three for free.
Jan 18, 2010 2:14pm
K

KoachKanute

Junior Member

7 posts
Jan 18, 2010 2:21 PM
Try creditkarma.com . It's genuinely free and you don't have to provide them with a credit card number. The score they give you is based on Trans Union's data base, and although it may not match your FICO scores exactly, it's presumed to be within 5% of your FICO scores. At least it's a starting point. If you don't like what you see, then you may want to pay for your scores (or get your free credit reports) so that you can do more research.

annualcreditreport.com allows you to see your actual credit report but it will NOT give you your credit score unless you pay for it.
Jan 18, 2010 2:21pm
J

JoeA1010

Senior Member

191 posts
Jan 18, 2010 2:30 PM
I've been using creditkarma.com for a while now and it is free, no bs, and seems to give an accurate score and it keeps things up to date every couple of weeks.
Jan 18, 2010 2:30pm