Belly35;1566706 wrote:maybe it can in the mail during Christmas along with the other junk.... Who knows but we as customer are to keep up with everything .. Like we as citizen don't have nothing better to do than to read junk mail daily...

Let the buyer beware...

Iliketurtles;1566714 wrote:I don't think he understood you work at a bank...

Belly, how does not having one of you on each other's account save you thousands in case one of you die?

Also why would you want to confuse the IRS that will just create questions and leave you with the hassle of having to deal with them.

Because belly

Belly35;1566709 wrote:equity ...wtf

Its my accounts and my cash moving from one account to another of my accounts ..

Credit is almost always involving a third party. Since you said "my" three times in your run-on sentence, you are referring to equity or capital.

You can't extend a line of credit to yourself.

Hope this helps.

If God brings you to it, he will bring you through it!! Good luck Belly! Let us know how it works out!

dlazz;1566723 wrote:Credit is almost always involving a third party. Since you said "my" three times in your run-on sentence, you are referring to equity or capital.

You can't extend a line of credit to yourself.

Hope this helps.

Put two $5.00 in your front right pocket, two $5.00 in your front left pocket. two $5.00 in your back right pocket and two more $5.00 in your back left pocket ... now without playing with yourself reach into your front left pocket pull out one $5.00 and put it in your back right pocket. Now take out all the money from your back right pocket = $15.00 and go buy ticket to Wall Street

You just provide back right pocket a line of credit from front your left pocket and it was all your own doing... no third party just you and your money and your pockets...

Ugh I almost wanted to start a thread about my bank as well. I'm glad there's already one started.

I call Huntington (this is about Dec 20th) telling them my current card is not being read by the card readers at several stores and I would like a replacement. I'm told "well your card was affected by the Target data breach so we have already issued you a new card and it should be in the mail." It could take three weeks to arrive but we've already shipped it so be on the lookout for the new card. I accept this and tell them ok but I'm going to be using another card instead of yours while I wait are you sure you can't just send me a new card express as I spend a good amount on the card each day for my job. Well this card should arrive to you promptly.

I call all back last Thursday. I tell Huntington I still haven't received the card and it has been three weeks. They tell me with the holidays that I should wait until Monday and if I haven't received it by then to call bank. I tell them ok but I usually use this card daily for my job and Is there anyway you could express ship me a card I would be willing to pay for it. They tell me no just call back if you don't get it Monday and we will express one out then.

This gets us to today. I call and tell them I haven't received my card can you express one out to me. She tells me oh we just shipped out your new card today because of the data breach at Target. I tell her I have called twice previously to get a new card and was told both times the card was already in the mail what do you mean it was just shipped today. Well because of not being able to ship them all at once we had to ship them in three waves. Your last name is in the third wave so it should have been mailed out today. I say Ok can I have a supervisor because I was told it shipped out December 13th. She says Oh I made a mistake it was in the second wave and you should recieve it shortly call back if you haven't received it by Thursday. I say please just let me talk to a supervisor.

Supervisor comes on the line. sir I'm Looking at your account it is in the third wave and should have been mailed out today. If you haven't received it by the 21st call back because we will be shutting down your card that day as you should get your new card by then. I say Wait I've called three times and been lied to then by each person about when it was shipped out. He says I'm sorry for the misinformation sir I'm looking at your account right now and it should have been shipped out today and no sooner. (Meanwhile my wife comes home) I say Well can you just send me out a new card express mail I will pay for the express shipping. He says just to be patient it should arrive in the next few days it was put in the mail today. (my wife asks me who's on the phone I tell her huntington. My wife says oh I got the mail your new card came today) I then ask the supervisor what his name was and his employee number and if he could check one more time when my card was mailed. He says sir I'm looking at your account and it was mailed out today and no sooner you should expect it in a few days if you do not please call back or go to a local branch. I then politely tell him then how come I just got it in the mail today and my wife had it and she just got home with my card. Sir I'm not sure. I say ok Justin let me talk to your supervisor then I want to file a complaint on you. Sir I am the supervisor I am who you file complaints to. I say ok then I will take my banking elsewhere. Ok sir have a nice day click.

what would you all do now. I have my card so really my problem is solved except for their crappy customer service and being lied to by their supervisor who claims it was mailed out today.

TL : DR
Huntington has horrible customer service and their supervisors are liars.

sportchampps;1566728 wrote:Ugh I almost wanted to start a thread about my bank as well. I'm glad there's already one started.

I call Huntington (this is about Dec 20th) telling them my current card is not being read by the card readers at several stores and I would like a replacement. I'm told "well your card was affected by the Target data breach so we have already issued you a new card and it should be in the mail." It could take three weeks to arrive but we've already shipped it so be on the lookout for the new card. I accept this and tell them ok but I'm going to be using another card instead of yours while I wait are you sure you can't just send me a new card express as I spend a good amount on the card each day for my job. Well this card should arrive to you promptly.

I call all back last Thursday. I tell Huntington I still haven't received the card and it has been three weeks. They tell me with the holidays that I should wait until Monday and if I haven't received it by then to call bank. I tell them ok but I usually use this card daily for my job and Is there anyway you could express ship me a card I would be willing to pay for it. They tell me no just call back if you don't get it Monday and we will express one out then.

This gets us to today. I call and tell them I haven't received my card can you express one out to me. She tells me oh we just shipped out your new card today because of the data breach at Target. I tell her I have called twice previously to get a new card and was told both times the card was already in the mail what do you mean it was just shipped today. Well because of not being able to ship them all at once we had to ship them in three waves. Your last name is in the third wave so it should have been mailed out today. I say Ok can I have a supervisor because I was told it shipped out December 13th. She says Oh I made a mistake it was in the second wave and you should recieve it shortly call back if you haven't received it by Thursday. I say please just let me talk to a supervisor.

Supervisor comes on the line. sir I'm Looking at your account it is in the third wave and should have been mailed out today. If you haven't received it by the 21st call back because we will be shutting down your card that day as you should get your new card by then. I say Wait I've called three times and been lied to then by each person about when it was shipped out. He says I'm sorry for the misinformation sir I'm looking at your account right now and it should have been shipped out today and no sooner. (Meanwhile my wife comes home) I say Well can you just send me out a new card express mail I will pay for the express shipping. He says just to be patient it should arrive in the next few days it was put in the mail today. (my wife asks me who's on the phone I tell her huntington. My wife says oh I got the mail your new card came today) I then ask the supervisor what his name was and his employee number and if he could check one more time when my card was mailed. He says sir I'm looking at your account and it was mailed out today and no sooner you should expect it in a few days if you do not please call back or go to a local branch. I then politely tell him then how come I just got it in the mail today and my wife had it and she just got home with my card. Sir I'm not sure. I say ok Justin let me talk to your supervisor then I want to file a complaint on you. Sir I am the supervisor I am who you file complaints to. I say ok then I will take my banking elsewhere. Ok sir have a nice day click.

what would you all do now. I have my card so really my problem is solved except for their crappy customer service and being lied to by their supervisor who claims it was mailed out today.

TL : DR
Huntington has horrible customer service and their supervisors are liars.

Their call center blows balls. That "supervisor" probably makes $14/hour. I would've gone into a branch and talked to a banker after new years. They would have it inter-officed to the branch and you would get it in a few days.

I really like how Chase can print new cards in their branches

Banks are for poor people. I'm strictly a Credit Union kinda guy.

I love Credit Unions but there isn't one conviently located near my job or home.

sportchampps;1566728 wrote:what would you all do now. I have my card so really my problem is solved except for their crappy customer service and being lied to by their supervisor who claims it was mailed out today.

Like LJ said, go into the branch. Kind of surprised you didn't do that after having to call them a second time. They shut my card down several months ago after fraudulent charges. I went in the next day and they at least activated me an ATM card to withdrawal cash while the new one came in the mail.

I would encourage anyone who's ever had an issue with timeliness or satisfactory levels of customer service to go inside a branch and talk to someone. Not yell at the first person you see, but actually sit down and ask "Why has the policy changed?" Usually the bankers or managers are human enough to explain why.

...and if someone ever says "well it's just our policy", then more than likely they're saying that to get you to leave. As a customer you have a right to know why things change. Especially if you're been a long time customer.

Time to embrace the 22nd Century, Belly, and get in on the Bitcoin craze

My wife and I each have our own account and a joint account. Although I've never had to go to deposit anything for her (and she's never had to go deposit anything for me), Belly's situation wouldn't have been a problem because we know how the internet works and I could have just deposited it into our joint account and then she could go online and transfer the money into her account. Problem solved.

sportschamps - I'd look into leaving if I was in your position. The nice thing is that since you got your card, you don't have to rush. But that's pretty shitty of them to do and it would piss me off, too.

Belly35;1566725 wrote:Put two $5.00 in your front right pocket, two $5.00 in your front left pocket. two $5.00 in your back right pocket and two more $5.00 in your back left pocket ... now without playing with yourself reach into your front left pocket pull out one $5.00 and put it in your back right pocket. Now take out all the money from your back right pocket = $15.00 and go buy ticket to Wall Street

You just provide back right pocket a line of credit from front your left pocket and it was all your own doing... no third party just you and your money and your pockets...

sherm03;1566787 wrote:My wife and I each have our own account and a joint account. Although I've never had to go to deposit anything for her (and she's never had to go deposit anything for me), Belly's situation wouldn't have been a problem because we know how the internet works and I could have just deposited it into our joint account and then she could go online and transfer the money into her account. Problem solved.

sportschamps - I'd look into leaving if I was in your position. The nice thing is that since you got your card, you don't have to rush. But that's pretty shitty of them to do and it would piss me off, too.

I was going to advise him to just deposit into the joint and transfer the funds..but not sure how much online banking belly does.

Hell, he could have pulled out his cell phone right in front of the teller and transferred the funds lol

SportsAndLady;1566795 wrote:IHell, he could have pulled out his cell phone right in front of the teller and transferred the funds lol

But then the NSA would be all up in his shit, since they are watching all cell phones.

Don't forget, Belly is living life with a tin foil hat.

SportsAndLady;1566795 wrote:Hell, he could have pulled out his cell phone right in front of the teller and transferred the funds lol

TedSheckler;1566830 wrote:But then the NSA would be all up in his shit, since they are watching all cell phones.

Don't forget, Belly is living life with a tin foil hat.

Belly strikes me as the flip phone kind of guy. Probably still rocks the case/holster combo. I'm sure he's a boss at T9, too. It's much easier for him since the phone guesses what word he is typing in his texts.

Lol leave belly alone

He's harmless. Unless you anger him in real life and he shoots you in the head with his gun.

SportsAndLady;1566843 wrote:Lol leave belly alone

He's harmless. Unless you anger him in real life and he shoots you in the head with his gun.

My bad. The T9 comment may have been a step over the line. But I fully stand by the rest of that comment.

Off topic, I immediately thought of Belly when I read the story tonight about the old guy that shot a dude at the movie theater for texting during a movie.

TedSheckler;1566830 wrote:But then the NSA would be all up in his shit, since they are watching all cell phones.

Don't forget, Belly is living life with a tin foil hat.

i get great reception

i do live in a computer world more that some of you can comprehend, I have the ability with some of the accounts to do digital transfer, but prefer not to.
i keep my personal life simple, we have a few retail credit cards, only a credit / debit card for my wife and I. If it's not in the account to spend we don't buy. If we wants something that is costly we talk before purchasing, shop for the value and evaluate what is the best for our needs.

C'mon belly knows what worldstarhiphop is give him some credit with computers

Belly35;1566846 wrote:i get great reception

i do live in a computer world more that some of you can comprehend, I have the ability with some of the accounts to do digital transfer, but prefer not to.
i keep my personal life simple, we have a few retail credit cards, only a credit / debit card for my wife and I. If it's not in the account to spend we don't buy. If we wants something that is costly we talk before purchasing, shop for the value and evaluate what is the best for our needs.

You're right, we don't comprehend you.
Anyways, wouldn't be a Belly thread if he didn't start insulting us.

Belly35;1566697 wrote:When some of you grow up and understand that having multiple accounts without having me or my wife listed is to protect us from, losing thousands in case of a sudden death of one of us, multi accounts prevents loss of funds from fraud or banking error, if one account is locked we have a variety of resources from other accounts. If you don't start to think further than a ATM you someday could find yourself with out options. If you don't make enough to open multi accounts stfu. Married couples, business owners, two income families, families with a mortgage, parents with kids and even single individuals protect your resources to have access to your money. Moving our funds around helps to confuse the IRS.

direct deposit of cash means instant access to the increase value of the account.
When the kids where in college or getting start working and they needed immediate funds direct deposit of cash provide instant check writing or credit to the account.

think of multi accounts and direct deposit of cash as your own line of credit ... Hope this helps

as a trained investigator, your actions indicate you are attempting to hide the origins of your funds and skirt the reporting requirements established by law. believe it or not, the way you bank is more similar to a drug dealer than a normal citizen.

Belly35;1566709 wrote: Its my accounts and my cash moving from one account to another of my accounts .. My own personal line of credit
I'm transferring my funds to my accounts or my wife accounts providing her or I with addition immediate funds to purchase something... I never as the bank for anything other than normal standard business service

which cartel do you work for?

Glory Days;1566945 wrote:which cartel do you work for?

. Oldies