justincredible
Posts: 32,056
Mar 8, 2012 10:03pm
Congrats, they are nice cards.
GoChiefs
Posts: 16,754
Mar 8, 2012 10:51pm
justincredible;1109479 wrote:Congrats, they are nice cards.
They are nice cars too.
justincredible
Posts: 32,056
Mar 8, 2012 10:56pm
I derped. I was looking at baseball cards when I posted that.
THE4RINGZ
Posts: 16,816
Mar 8, 2012 11:00pm
justincredible;1109529 wrote:I derped. I was looking at baseball cards when I posted that.
In your mom's basement?
justincredible
Posts: 32,056
Mar 8, 2012 11:02pm
No, on my couch. Why?
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MontyBrunswick
Mar 8, 2012 11:14pm
Now onto car insurance. I went with Progressive, Eric, Allstate, Nationwide and Geico.
Nationwide and Geico are way cheaper than everyone else.
Anyone have experience with Geico?
Nationwide and Geico are way cheaper than everyone else.
Anyone have experience with Geico?
justincredible
Posts: 32,056
Mar 8, 2012 11:30pm
Your avatar?dlazz;1109545 wrote:Now onto car insurance. I went with Progressive, Eric, Allstate, Nationwide and Geico.
Nationwide and Geico are way cheaper than everyone else.
Anyone have experience with Geico?
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MontyBrunswick
Mar 8, 2012 11:32pm
I meant Erie, but yes. My avatar too.justincredible;1109559 wrote:Your avatar?
justincredible
Posts: 32,056
Mar 8, 2012 11:35pm
We have Allstate and have no complaints. I'd check out esurance. Not only do they have Jim from The Office as their voice over actor, they are backed by Allstate. Not sure how their rates stack up, but they claim to be pretty cheap.
hoops23
Posts: 15,696
Mar 8, 2012 11:37pm
State Farm was far and away the cheapest for me. They were also wonderful when I got into an accident shortly after xmas.
GoChiefs
Posts: 16,754
Mar 8, 2012 11:47pm
Just dropped Nationwide for Progressive. Fuck Nationwide.
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MontyBrunswick
Mar 8, 2012 11:47pm
I tried State Farm too. Their "basic" package was $111. Geico is best so far at about $51/month.hoops23;1109579 wrote:State Farm was far and away the cheapest for me. They were also wonderful when I got into an accident shortly after xmas.
I was blown away by how much lower they were that I went back and double-checked my options to make sure I did everything right.
said_aouita
Posts: 8,532
Mar 9, 2012 12:17am
Yup. They use a gecco with a British-English accent in their commercial.dlazz;1109545 wrote: Anyone have experience with Geico?
Geico also stands for Government Employee insurance company. Not sure what year they became a public insurance co.
Also- If you own a house, I'd recommend getting your home owners and car insurance through the same company. Usually cheaper.
ZWICK 4 PREZ
Posts: 7,733
Mar 9, 2012 6:08am
dlazz;1109471 wrote:I am the proud owner of a 2012 Hyundai Elantra.
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justcompete
Posts: 263
Mar 9, 2012 9:19am
Be careful. The companies that offer minimum coverage leave you open to law suites that can take what you own, or draw from your pay checks if the court finds that you did more damage that what you are covered for.
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bo shemmy3337
Posts: 962
Mar 9, 2012 12:06pm
I drove one of those when My Mitsubishi needed a spot touched up. Nice car I did not care for the little man in the console though.dlazz;1109471 wrote:I am the proud owner of a 2012 Hyundai Elantra.
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bo shemmy3337
Posts: 962
Mar 9, 2012 12:06pm
assuming he did not pay in cash, he is going to have to have full coverage.justcompete;1109777 wrote:Be careful. The companies that offer minimum coverage leave you open to law suites that can take what you own, or draw from your pay checks if the court finds that you did more damage that what you are covered for.
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MontyBrunswick
Mar 9, 2012 3:21pm
There are companies that offer state-minimum coverage. If I drive into a Porsche and total it, state-minimum coverage ain't gonna cover it.
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bo shemmy3337
Posts: 962
Mar 9, 2012 10:15pm
That is correct but if you take a loan you must have full coverage.dlazz;1110234 wrote:There are companies that offer state-minimum coverage. If I drive into a Porsche and total it, state-minimum coverage ain't gonna cover it.
Mulva
Posts: 13,650
Mar 9, 2012 10:32pm
Strangely enough, that happened to me too. I pay $60 a month though.dlazz;1109596 wrote:Geico is best so far at about $51/month.
I don't really have any "experience" with them, because I've never been in an accident or had to file a claim, but they were 15-20 bucks cheaper than anyone else I checked, and I looked into 6-7 different companies.
The state minimum vs. Porsche point you brought up was another good thing about leasing though. Had to up the insurance minimums to 100/300/50 as a requirement for the lease, but gap coverage is built into the lease at no charge, at least through Hyundai, so if I total my car I won't be paying shit out of pocket. I don't know how it applies to other drivers, but I don't intend to smash into anyone.
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MontyBrunswick
Mar 9, 2012 10:38pm
Yeah, they talked me into ~60 a month when I did my insurance tonight. I'm curious if my financing requires a tier that high. I think I'm at 50/100/25 or somethingMulva;1110766 wrote:Strangely enough, that happened to me too. I pay $60 a month though.
I don't really have any "experience" with them, because I've never been in an accident or had to file a claim, but they were 15-20 bucks cheaper than anyone else I checked, and I looked into 6-7 different companies.
The state minimum vs. Porsche point you brought up was another good thing about leasing though. Had to up the insurance minimums to 100/300/50 as a requirement for the lease, but gap coverage is built into the lease at no charge, at least through Hyundai, so if I total my car I won't be paying shit out of pocket. I don't know how it applies to other drivers, but I don't intend to smash into anyone.