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Insurance Question: How Do I Go About This?

Home ▸ Archive ▸ Serious Business ▸ Insurance Question: How Do I Go About This?
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
May 27, 2011 11:50 AM
kayo;783191 wrote:Why the hell didn't you ask the insurance company when you talked to them?

"Y'know, I'll probably get a better answer from the morons on OC"

LOL, WUT? OMG, WTF, FTW!
May 27, 2011 11:50am
mcburg93's avatar

mcburg93

permaban to basement

3,167 posts
May 27, 2011 11:55 AM
estimates are always good that way you know how much its gonna cost. I would reccomend getting a few and turning them in prolly give you a better idea of what its gonna cost anyways.
May 27, 2011 11:55am
GoChiefs's avatar

GoChiefs

Resident Maniac

16,754 posts
May 27, 2011 12:05 PM
I just covered my roof with a tarp over the leak. They didnt want to climb on the roof so they just approved the new roof.
May 27, 2011 12:05pm
W

WebFire

Go Bucks!

14,779 posts
May 27, 2011 12:09 PM
Be careful making unnecessary claims as well. You don't want to make claims unless you really need to. A $500 claim isn't worth the potential premium increase. Claims also make it hard to get insurance later if needed.
May 27, 2011 12:09pm
DeyDurkie5's avatar

DeyDurkie5

Senior Member

11,324 posts
May 27, 2011 12:35 PM
ernest_t_bass;783022 wrote:I have a leaky roof. I am going to repair it myself, put new shingles on. If the insurance company agrees to fix it, how do I go about this (getting a check from them) if I am doing the work myself? I basically want their money to cover the cost of the materials.

call your insurance company and ask them, you jackass
May 27, 2011 12:35pm
FatHobbit's avatar

FatHobbit

Senior Member

8,651 posts
May 27, 2011 1:06 PM
Maybe he thought the insurance company would want a professional to do it, but he was hoping someone here knew how to get around that so he could pocket the extra cash? Sheesh...
May 27, 2011 1:06pm
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
May 27, 2011 1:14 PM
DeyDurkie5;783273 wrote:call your insurance company and ask them, you jackass

OK.
May 27, 2011 1:14pm
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
May 27, 2011 1:31 PM
FatHobbit;783314 wrote:Maybe he thought the insurance company would want a professional to do it, but he was hoping someone here knew how to get around that so he could pocket the extra cash? Sheesh...

This guy gets it.
May 27, 2011 1:31pm
THE4RINGZ's avatar

THE4RINGZ

R.I.P Thread Bomber

16,816 posts
May 27, 2011 2:01 PM
Do you have any experience roofing a house?
May 27, 2011 2:01pm
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
May 27, 2011 2:05 PM
THE4RINGZ;783383 wrote:Do you have any experience roofing a house?

Plenty. I've done plenty in my days. Tear-off, replaced sheeting, etc. Used to do it with a hammer.
May 27, 2011 2:05pm
W

WebFire

Go Bucks!

14,779 posts
May 27, 2011 2:20 PM
ernest_t_bass;783345 wrote:This guy gets it.

I got what you were trying to do. Just don't think your insurance is going to cover it.
May 27, 2011 2:20pm
GoChiefs's avatar

GoChiefs

Resident Maniac

16,754 posts
May 27, 2011 3:56 PM
ernest_t_bass;783345 wrote:This guy gets it.

With my insurance company, Nationwide, they said OK, it will take this amount of labor hours and material costs and figured it up and cut me a check for that amount. Then it was up to me to find someone to do it. They didn't even need a quote before cutting the check. They made out the check for like $5,200 I believe, and it costs $4,400 to actually have it done.
May 27, 2011 3:56pm
Thread Bomber's avatar

Thread Bomber

Message Board Terrorist

1,851 posts
May 27, 2011 4:03 PM
ernest_t_bass;783146 wrote:Been in the house for two months. Shingles coming off. Leaky sky-lights.
If you just purchased the house and the bad roof was not disclosed, you may have a claim against the seller. Did you buy the house with a homeowners warranty?














Oh yeah.... You're a dumn ass.
May 27, 2011 4:03pm