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ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
Oct 5, 2010 10:43 AM
What is the best site to go get a free credit report, where you don't have to sign up, don't have to pay them, aren't trapped into any... "after one month get charged" schemes.
Oct 5, 2010 10:43am
Heretic's avatar

Heretic

Son of the Sun

18,820 posts
Oct 5, 2010 10:44 AM
Me.
You're at 568. You suck.
Oct 5, 2010 10:44am
gorocks99's avatar

gorocks99

Senior Member

10,760 posts
Oct 5, 2010 10:47 AM
https://www.annualcreditreport.com/cra/index.jsp

Can request once every 12 months from one of the major agencies listed.
Oct 5, 2010 10:47am
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
Oct 5, 2010 10:53 AM
Heretic;507854 wrote:Me.
You're at 568. You suck.

Dangit.
Oct 5, 2010 10:53am
C

Con_Alma

Senior Member

12,198 posts
Oct 5, 2010 10:56 AM
Heretic;507854 wrote:Me.
You're at 568. You suck.

A credit score is not the same thing as a credit report.
Oct 5, 2010 10:56am
Heretic's avatar

Heretic

Son of the Sun

18,820 posts
Oct 5, 2010 11:09 AM
Con_Alma;507874 wrote:A credit score is not the same thing as a credit report.

You're taking the fun out of me ripping on how Ernest sucks. You suck.

Now back on topic, people!!! We have a fellow Chatterer...er to make fun of and mock!!!
Oct 5, 2010 11:09am
C

Con_Alma

Senior Member

12,198 posts
Oct 5, 2010 11:12 AM
Indeed I very well might "suck" but your joke would be better if it didn't possibly lead someone who was asking for help to get the wrong expectation regarding what he might receive from those who answered him.
Oct 5, 2010 11:12am
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
Oct 5, 2010 11:40 AM
CA... I know the difference :)

Side Question... A simple credit inquiry from these places does NOT hurt your score, correct?
Oct 5, 2010 11:40am
C

Con_Alma

Senior Member

12,198 posts
Oct 5, 2010 11:44 AM
No it does not. Self inquires do not create a negative impact.
Oct 5, 2010 11:44am
Thread Bomber's avatar

Thread Bomber

Message Board Terrorist

1,851 posts
Oct 5, 2010 12:12 PM
Con_Alma;507874 wrote:A credit score is not the same thing as a credit report.

Ok... ernest, you have no credit, and you are a dead beat..



NO CHARGE


free and accurate.... next
Oct 5, 2010 12:12pm