Credit score

Serious Business 57 replies 1,869 views
justincredible's avatar
justincredible
Posts: 32,056
Jun 29, 2017 10:36am
We got a home equity line of credit a while back when we first put our house on the market to do some repairs. Got a document in the mail from Key Bank stating my credit score was 850. I'm creditworthy AF.
Ironman92's avatar
Ironman92
Posts: 49,363
Jun 29, 2017 11:01am
What is a terrible credit score? <700? <600?
C
Con_Alma
Posts: 12,198
Jun 29, 2017 11:22am
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gut
Posts: 15,058
Jun 29, 2017 1:10pm
Ironman92;1860738 wrote:What is a terrible credit score? <700? <600?
I think if you drop below 650 you'll have problems getting credit easily (and pay higher rates).
Ironman92's avatar
Ironman92
Posts: 49,363
Jun 30, 2017 12:15pm
gut;1860766 wrote:I think if you drop below 650 you'll have problems getting credit easily (and pay higher rates).
Looks like below 600
Ironman92's avatar
Ironman92
Posts: 49,363
Jul 29, 2017 11:56am
Dealership just ran mine and it's 813....my wife's is 815
MontyBrunswick's avatar
MontyBrunswick
Posts: 846
Jul 29, 2017 4:29pm
1243
ernest_t_bass's avatar
ernest_t_bass
Posts: 24,984
Jul 29, 2017 5:24pm
Mine is not the greatest at the moment. Had to consolidate debt that was pounding us in the ass with interest. It's the right move, but we'll take a hit for a while.