Big buy ......next year

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Belly35's avatar

Belly35

Elderly Intellectual

9,716 posts
Dec 31, 2015 10:04 AM
What will be your next big purchase this coming year?


I think I will get the wife a new car .... Honda Accord or Ford.....?
Rebuild the back patio stone stair.. cost 3000.00 I will do the work
Electric fence around my above ground garden ...cost 900.00. I will do the work
New shed/ with work shop space .... 8000.00
Dec 31, 2015 10:04am
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
Dec 31, 2015 10:21 AM
House
Dec 31, 2015 10:21am
Spock's avatar

Spock

Senior Member

2,853 posts
Dec 31, 2015 10:21 AM
truck
Dec 31, 2015 10:21am
Automatik's avatar

Automatik

Senior Member

14,632 posts
Dec 31, 2015 10:25 AM
Gotta upgrade the DJ setup, probably around $2500.

I may need to purchase a commuter car, depending on my place of employment, but I really hope that doesn't happen. I'd say something <12k.
Dec 31, 2015 10:25am
Fab4Runner's avatar

Fab4Runner

Tits McGee

6,196 posts
Dec 31, 2015 10:58 AM
We will be getting a new car at some point. Just waiting for the 2004 Altima to die.

Building a back deck.

Paying for our wedding/honeymoon.
Dec 31, 2015 10:58am
iclfan2's avatar

iclfan2

Reppin' the 330/216/843

6,360 posts
Dec 31, 2015 10:59 AM
Vacation to Europe.
Dec 31, 2015 10:59am
lhslep134's avatar

lhslep134

why so serious?

9,774 posts
Dec 31, 2015 11:44 AM
Fab4Runner;1772119 wrote:We will be getting a new car at some point. Just waiting for the 2004 Altima to die.
Have you already done some searching? I was in the same situation with my 2005 Dodge Neon and then the AC unexpectedly gave out and I had to scramble to lease a new car...I was expecting the Neon to last another 4 or 5 months.
Dec 31, 2015 11:44am
Commander of Awesome's avatar

Commander of Awesome

Senior Pwner

23,151 posts
Dec 31, 2015 12:19 PM
I may get a car this yr, had the itch to have wheels for a couple of yrs now. Haven't owned a car since early 09 and drive about ~6 times a yr atm.
Dec 31, 2015 12:19pm
wildcats20's avatar

wildcats20

In ROY I Trust!!

27,794 posts
Dec 31, 2015 12:47 PM
ernest_t_bass;1772115 wrote:House
This. But most likely will be early '17.
Dec 31, 2015 12:47pm
gerb131's avatar

gerb131

Senior Member

9,932 posts
Dec 31, 2015 12:51 PM
Probably car...but im a tight wad so probably not lol
Dec 31, 2015 12:51pm
GoChiefs's avatar

GoChiefs

Resident Maniac

16,754 posts
Dec 31, 2015 1:09 PM
Fab4Runner;1772119 wrote:Just waiting for the 2004 Altima to die.
If my wifes grandparents die this year, our next big purchase will be their house.

Hopefully, we aren't buying a house in 2016.
Dec 31, 2015 1:09pm
Heretic's avatar

Heretic

Son of the Sun

18,820 posts
Dec 31, 2015 1:33 PM
Just got a new computer that arrived today, since my old one was getting out-of-date to the point where the 'net was slow, Steam wasn't supported any more and it didn't really have the power to be worth upgrading anyway.

Can't really think of anything major I'd want or need right now, but in a few months, that will probably change. It always does.
Dec 31, 2015 1:33pm
Fab4Runner's avatar

Fab4Runner

Tits McGee

6,196 posts
Dec 31, 2015 1:41 PM
lhslep134;1772124 wrote:Have you already done some searching? I was in the same situation with my 2005 Dodge Neon and then the AC unexpectedly gave out and I had to scramble to lease a new car...I was expecting the Neon to last another 4 or 5 months.
We're going to buy a used truck and a newish car. Probably a Camry or an Accord. I just got a 2013 Fusion a few months ago, so it will be his choice.
Dec 31, 2015 1:41pm
Ironman92's avatar

Ironman92

Administrator

49,363 posts
Dec 31, 2015 1:53 PM
No planned big buys....just the ridiculous amount needed to pay for pharmacy school for the daughter.

Hopefully the cars hold out for all of us.
Dec 31, 2015 1:53pm
GOONx19's avatar

GOONx19

An exceptional poster.

7,147 posts
Dec 31, 2015 4:27 PM
Saving up to make several in 2017 when I finish residency.
Dec 31, 2015 4:27pm
B

BR1986FB

Senior Member

24,104 posts
Dec 31, 2015 4:43 PM
Fab4Runner;1772119 wrote:We will be getting a new car at some point. Just waiting for the 2004 Altima to die.
I hate car payments. I'm riding out my Jeep Liberty until, most likely, Labor Day weekend, and then will buy a new(er) vehicle. Kind of interested in the new Jeep Renegade but may go used.
Dec 31, 2015 4:43pm
C

Con_Alma

Senior Member

12,198 posts
Dec 31, 2015 5:08 PM
BR1986FB;1772186 wrote:I hate car payments. I'm riding out my Jeep Liberty until, most likely, Labor Day weekend, and then will buy a new(er) vehicle. Kind of interested in the new Jeep Renegade but may go used.
Car payments are ridiculous. Going into debt for a depreciating asset isn't usually a great idea. With a little discipline people can sink the amount they would have had in a payment until they can purchase with cash.
Dec 31, 2015 5:08pm
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
Dec 31, 2015 5:39 PM
I rent my wife's car. Suck on that, responsible savers!
Dec 31, 2015 5:39pm
Terry_Tate's avatar

Terry_Tate

Senior Member

7,606 posts
Dec 31, 2015 6:27 PM
Engagement ring should be it.
Dec 31, 2015 6:27pm
SportsAndLady's avatar

SportsAndLady

Senior Member

35,632 posts
Dec 31, 2015 7:19 PM
Con_Alma;1772188 wrote:Car payments are ridiculous. Going into debt for a depreciating asset isn't usually a great idea. With a little discipline people can sink the amount they would have had in a payment until they can purchase with cash.
I don't think of a car as an asset. I pay to drive around. It's not ridiculous.
Dec 31, 2015 7:19pm
salto's avatar

salto

Senior Member

2,611 posts
Dec 31, 2015 7:26 PM
lhslep134;1772124 wrote:Have you already done some searching? I was in the same situation with my 2005 Dodge Neon and then the AC unexpectedly gave out and I had to scramble to lease a new car...I was expecting the Neon to last another 4 or 5 months.

Yea, no doubt your AC will be needed a lot in the next 4 or 5 months.
Dec 31, 2015 7:26pm
C

Con_Alma

Senior Member

12,198 posts
Dec 31, 2015 7:29 PM
SportsAndLady;1772196 wrote:I don't think of a car as an asset. I pay to drive around. It's not ridiculous.
How you think of it doesn't mean it doesn't most times carry a depreciating market value that's being financed.

Think of it anyway you like. It's an expense...often times a necessary expense. Paying interest on it isn't always the greatest idea when you have the choice not to.
Dec 31, 2015 7:29pm
B

BR1986FB

Senior Member

24,104 posts
Dec 31, 2015 7:57 PM
Con_Alma;1772188 wrote:Car payments are ridiculous. Going into debt for a depreciating asset isn't usually a great idea. With a little discipline people can sink the amount they would have had in a payment until they can purchase with cash.
I agree, to a certain extent. I will usually buy used, not because I can't afford it, but because a new car depreciates the second you drive it off the lot. If I can find something with low miles, that I like, I'll just go with that. My mindset on this upcoming purchase is to just pay cash, new or used.
Dec 31, 2015 7:57pm
C

Con_Alma

Senior Member

12,198 posts
Dec 31, 2015 7:58 PM
I would bet most people view it as an asset when the try and sell it or trade it in.
Dec 31, 2015 7:58pm
C

Con_Alma

Senior Member

12,198 posts
Dec 31, 2015 8:00 PM
There are exceptions...if you can get a greater return on your reserves after tax than the charged interest expense on the vehicle it may make some sense/cents.
Dec 31, 2015 8:00pm