BR1986FB;1744631 wrote:I'm not talking about hard workers, in many cases. My post was more so directed at believing that your generation is the "saviors." They're not. Sleeper comes across like your generation is a bunch of savvy Wall Street moguls, who are all driving around in Benz's, and are going to "save the world" because they are so good. Again, they're not.

There's no doubt in my mind that my generation has plenty of trash, but I would bet substantial amounts of money that the ratio of non-trash to trash is much higher in Millennials vs Boomers. And then when you separate the elite-non-trash vs the non-trash and compare the generations, I would also bet there is enough elite-non-trash in the Millennial pool to solve the issues leftover from the Boomers who didn't give one fuck about anything but themselves.

Every generation has trash. Only one generation (aka: Boomers) regularly props itself up as great while making claims that those that came after it are trash in general while completely ignoring how it was their deeds, actions and general thought process that was the catalyst for things being how they are today.

FatHobbit;1744607 wrote:Are you blaming the 20-35 year olds for the housing crisis?

Yes. They were the ones buying houses they couldn't afford. Boomers are more responsible with money (and thus have more of it) so they were smart enough to live within their means.

I bought my house in 1990 and paid it off early. Never heard of any of them doing that (mainly because millennials make less money due to poor work ethics)

MontyBrunswick;1744647 wrote:Yes. They were the ones buying houses they couldn't afford. Boomers are more responsible with money (and thus have more of it) so they were smart enough to live within their means.

I bought my house in 1990 and paid it off early. Never heard of any Boomers doing that (mainly because they make less money due to poor work ethics)

Agreed.

Fab4Runner;1744648 wrote:Agreed.

Didn't proofread. Fixed.

Fab4Runner;1744648 wrote:Agreed.

Yeah, I don't think you're going to have to worry about too many "older" folks making less than the millennials.

MontyBrunswick;1744652 wrote:Didn't proofread. Fixed.

Now I disagree.

MontyBrunswick;1744647 wrote:Yes. They were the ones buying houses they couldn't afford. Boomers are more responsible with money (and thus have more of it) so they were smart enough to live within their means.

I bought my house in 1990 and paid it off early. Never heard of any of them doing that (mainly because millennials make less money due to poor work ethics)

The housing bubble popped 7 years ago. The people that are now 20-35 were then 13-28. I don't think the majority of them were buying homes at that time. Maybe the 23-28 year olds were, but I suspect not many in the 13-22 age group.

MontyBrunswick;1744647 wrote:Yes. They were the ones buying houses they couldn't afford. Boomers are more responsible with money (and thus have more of it) so they were smart enough to live within their means.

I bought my house in 1990 and paid it off early. Never heard of any of them doing that (mainly because millennials make less money due to poor work ethics)

Completely not true. They're actually woefully irresponsible thinking the government and social security will take of them.

Commander of Awesome;1744662 wrote:. They're actually woefully irresponsible thinking the government and social security will take of them.

Are you serious? How many young people take advantage of food stamps? They waste no time getting iPhone but they can't afford food on the table

MontyBrunswick;1744665 wrote:Are you serious? How many young people take advantage of food stamps? They waste no time getting iPhone but they can't afford food on the table

Idk, how many?

Are you saying no boomers are on food stamps?

FatHobbit;1744667 wrote:Idk, how many?

Are you saying no boomers are on food stamps?

I'm saying a disproportionate amount of young people use food stamps vs the older population.

Their spend first/materialistic/lazy lifestyle results in them having no money, no job, etc.

MontyBrunswick;1744671 wrote:I'm saying a disproportionate amount of young people use food stamps vs the older population.

Their spend first/materialistic/lazy lifestyle results in them having no money, no job, etc.

I think where a lot of this lies is that many of them are born into the lifestyle. I'm not "singling" out single mothers but from the welfare recipients I've been exposed to, it's usually a single mom who has a kid very young, gets into the Welfare system, doesn't work, no dad around (working) and the kid sees mom is a mooch so they go out, pop out/produce a kid and you have a 30-something grandmother and a teen "mom/baby daddy."

^^^this group right here is the group that will pay their IPhone payment before their rent or car payment. This sampling isn't the norm, at least to me. I don't see many 20-30 year olds, with educations, mooching off the system.

I'm sure there are older folks on Welfare, to be fair.

Every generation has its screw-ups, degenerates, and lazy people that don't want to work. I doubt it has changed at all recently. You just hear about it more because of the rise of the internet, social media, etc... getting information to people faster. And since the younger generation are at the forefront of this technology, I guess you should just be thankful that they are helping you stay more informed.

namod65;1744678 wrote:And since the younger generation are at the forefront of this technology, I guess you should just be thankful that they are helping you stay more informed.

As an "older" poster, I will say that I think the 20-30 something's are smarter than the older generation. I just think they lack common jackass sense.

BR1986FB;1744677 wrote: I don't see many 20-30 year olds, with educations, mooching off the system.

That's because people with education aren't lazy like the majority of their peers.

BR1986FB;1744677 wrote:
I'm sure there are older folks on Welfare, to be fair.

But not as many

MontyBrunswick;1744681 wrote:That's because people with education aren't lazy like the majority of their peers.

Comments like that aren't going to hit home with this audience. If I were to bet, the younger (20-35 year old) posters on this site a) are employed, b) are likely degreed, c) aren't on Welfare and d) likely don't associate/hang out with people who ARE on Welfare so they don't see it, day in, day out, and can't/won't relate.

BR1986FB;1744683 wrote:Comments like that aren't going to hit home with this audience. If I were to bet, the younger (20-35 year old) posters on this site a) are employed, b) are likely degreed, c) aren't on Welfare and d) likely don't associate/hang out with people who ARE on Welfare so they don't see it, day in, day out, and can't/won't relate.

A: employed yes
B: degree yes
C: welfare no
D: I have to associate with those people daily because we have 3 buy here pay here lots affilitated with our dealership. They are some of the most arrogant, everyone owes me something group of people I have ever seen.

vdubb96;1744685 wrote:A: employed yes
B: degree yes
C: welfare no
D: I have to associate with those people daily because we have 3 buy here pay here lots affilitated with our dealership. They are some of the most arrogant, everyone owes me something group of people I have ever seen.

As to part "D", I have to LOL. Buddy used to sell cars at a buy here, pay here place and he said the customers who didn't have a pot to piss in were the pickiest/most demanding of all. They wanted a Mercedes vehicle with a Pinto budget.

FatHobbit;1744659 wrote:The housing bubble popped 7 years ago. The people that are now 20-35 were then 13-28. I don't think the majority of them were buying homes at that time. Maybe the 23-28 year olds were, but I suspect not many in the 13-22 age group.

Shh...don't wanna let facts get in the way of Monty's delusion.

lhslep134;1744687 wrote:Shh...don't wanna let facts get in the way of Monty's delusion.

Maybe they aren't buying homes because there lazy, don't strive to have nice things, etc.

MontyBrunswick;1744689 wrote:Maybe they aren't buying homes because there lazy, don't strive to have nice things, etc.

Or maybe the majority of the people who caused the housing bubble were 35-50 year olds trying to re-finance their houses or upgrade without having the means to do so.

Either way, you're full of shit when it comes to millennials and the housing bubble.

vdubb96;1744685 wrote:A: employed yes
B: degree yes
C: welfare no
D: I have to associate with those people daily because we have 3 buy here pay here lots affilitated with our dealership. They are some of the most arrogant, everyone owes me something group of people I have ever seen.

Or they are educated about leverage and understand you want the sale as much or more so than they want the car. Pretty sad that you have to beg for the lowest of the lows money to scrap by.

sleeper;1744696 wrote:Or they are educated about leverage and understand you want the sale as much or more so than they want the car. Pretty sad that you have to beg for the lowest of the lows money to scrap by.

Hah, educated? sure. Also I'm not a salesman.

vdubb96;1744698 wrote:Hah, educated? sure. Also I'm not a salesman.

Educated is irrelevant. The person who owns the lot clearly is upset that he can't win a sales negotiation with a dolt. Sounds like trash to me.