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FatHobbit

Senior Member

8,651 posts
Jan 27, 2015 3:46 PM
Cleveland Buck;1700405 wrote:This chart is poverty among the elderly only. Though it's interesting that poverty among the elderly really hasn't improved in around 40 years either.
And it has a nice 29 year gap at the beginning
Jan 27, 2015 3:46pm
Spock's avatar

Spock

Senior Member

2,853 posts
Jan 27, 2015 8:13 PM
gut;1700402 wrote:What if we give everyone a free 4 years of tuition, room & board and then never give them another handout? That solves the poverty problem, right?
I like the way you think. Either you take the college money (that you have to pay back a portion) and NEVER get any government handout for you or family. Or take government welfare for no more than 5 years.
Jan 27, 2015 8:13pm
Q

QuakerOats

Senior Member

8,740 posts
Jan 28, 2015 4:00 PM
OSH;1700546 wrote:What a moron! Didn't he even bother to listen to Mr. Gosh and his wisdom?!

:laugh:
Jan 28, 2015 4:00pm
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isadore

Senior Member

7,762 posts
Jan 28, 2015 4:33 PM
the selfish have saved their 529s. It has been found to be a program that benefits the haves.
Hopefully during the 115th Congress this can be undone and more importantly steps can be taken to establish post secondary education for all.
Jan 28, 2015 4:33pm
A

Al Bundy

Senior Member

4,180 posts
Jan 28, 2015 5:15 PM
isadore;1700763 wrote:the selfish have saved their 529s. It has been found to be a program that benefits the haves.
Hopefully during the 115th Congress this can be undone and more importantly steps can be taken to establish post secondary education for all.
Those that work, save, and plan are more successful than those that spend their money on cigarettes, alcohol and lottery tickets on the spur of the moment. Who ever would have imagined that?

Are you still working on the plan to move to Denmark or Finland? They are great places, but no one wants to live there.
Jan 28, 2015 5:15pm
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isadore

Senior Member

7,762 posts
Jan 28, 2015 5:51 PM
Al Bundy;1700782 wrote:Those that work, save, and plan are more successful than those that spend their money on cigarettes, alcohol and lottery tickets on the spur of the moment. Who ever would have imagined that?

Are you still working on the plan to move to Denmark or Finland? They are great places, but no one wants to live there.
gosh a ruddies, so nice to hear from the opinions of a self righteous puritan. But greed, selfish are which you prefer to endorse rather than attack. You know you actually can find alcohol abuse and gambling addiction in the upper quintiles. They just the resources to cover their sins. But you prefer any excuse to punish the poor and deny them opportunity.
My hope to help make American as much a land of opportunity as those nations.
Jan 28, 2015 5:51pm
G

gut

Senior Member

15,058 posts
Jan 28, 2015 5:52 PM
Al Bundy;1700782 wrote:Those that work, save, and plan are more successful than those that spend their money on cigarettes, alcohol and lottery tickets on the spur of the moment. Who ever would have imagined that?
Right. With the average contribution like $150/month, and the average 529 just over $20k, it's a safe bet the majority are very middle class savers that have sacrificed to set that money aside. Exactly the people Isadore pretends to be for, but as it turns out he's only interested in taking from anyone that has something to take.
Jan 28, 2015 5:52pm
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Al Bundy

Senior Member

4,180 posts
Jan 28, 2015 6:16 PM
isadore;1700785 wrote:gosh a ruddies, so nice to hear from the opinions of a self righteous puritan. But greed, selfish are which you prefer to endorse rather than attack. You know you actually can find alcohol abuse and gambling addiction in the upper quintiles. They just the resources to cover their sins. But you prefer any excuse to punish the poor and deny them opportunity.
My hope to help make American as much a land of opportunity as those nations.
I'm not endorsing or attacking anyone. People in this country have the power to make their own decisions. They just need to be prepared to live with the consequences of those decisions. There many people who start off poor and live a great life because of their decisions. There are also many people who start off rich and live a terrible life because of their decisions.
Jan 28, 2015 6:16pm
C

Con_Alma

Senior Member

12,198 posts
Jan 28, 2015 7:30 PM
Why is greed continuously addressed on this topic????? Is it any less greedy to want others to pay for your services than it is to want to keep from paying for others? This proposal is not going to be put in to place. It won't even be brought to a vote as an attachment to a bill. It's not even on the radar screen of the legislative body. It was just white noise by the Executive Office.
Jan 28, 2015 7:30pm
I

isadore

Senior Member

7,762 posts
Jan 28, 2015 7:36 PM
gut;1700787 wrote:Right. With the average contribution like $150/month, and the average 529 just over $20k, it's a safe bet the majority are very middle class savers that have sacrificed to set that money aside. Exactly the people Isadore pretends to be for, but as it turns out he's only interested in taking from anyone that has something to take.
Federal Reserve’s Survey of Consumer Finances, said that more than 70 percent of the account balances for 529 plans and another option known as Coverdell Education Savings Accounts are held by families with incomes over $200,000.
http://www.nytimes.com/2015/01/23/your-money/obamas-proposed-changes-to-529-college-savings-plans-would-reduce-benefits.html
Jan 28, 2015 7:36pm
OSH's avatar

OSH

Kosh B'Gosh

4,145 posts
Jan 28, 2015 7:38 PM
It is so selfish to care for one's kids and family by putting funds into a 529.

I can give Mr. Gosh access to my student loan debt if he wants...then he can be "fair" and help me be "socially mobile" with allowing me to utilize my income freely. Deal?
Jan 28, 2015 7:38pm
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isadore

Senior Member

7,762 posts
Jan 28, 2015 7:41 PM
Al Bundy;1700795 wrote:I'm not endorsing or attacking anyone. People in this country have the power to make their own decisions. They just need to be prepared to live with the consequences of those decisions. There many people who start off poor and live a great life because of their decisions. There are also many people who start off rich and live a terrible life because of their decisions.
lol, do you read what you write. You consistently attack and putdown those less fortunate. Money insulates many from the full effects of their bad decisions
Jan 28, 2015 7:41pm
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isadore

Senior Member

7,762 posts
Jan 28, 2015 7:46 PM
Con_Alma;1700815 wrote:Why is greed continuously addressed on this topic????? Is it any less greedy to want others to pay for your services than it is to want to keep from paying for others? This proposal is not going to be put in to place. It won't even be brought to a vote as an attachment to a bill. It's not even on the radar screen of the legislative body. It was just white noise by the Executive Office.
gosh a ruddies those greedy, selfish poor people. The 529 program was an example of government welfare for the well to do.
Jan 28, 2015 7:46pm
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isadore

Senior Member

7,762 posts
Jan 28, 2015 7:54 PM
OSH;1700818 wrote:It is so selfish to care for one's kids and family by putting funds into a 529.

I can give Mr. Gosh access to my student loan debt if he wants...then he can be "fair" and help me be "socially mobile" with allowing me to utilize my income freely. Deal?
a tax dodge for the well to do. one that is beyond the resource of the lower quintiles
Jan 28, 2015 7:54pm
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sleeper

Legend

27,879 posts
Jan 28, 2015 8:11 PM
Why don't the supporters of this plan pool their resources and start a non-profit to fund community college for whoever wants it? Nothing is stopping them from doing so; isadore why don't you take the charge?
Jan 28, 2015 8:11pm
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Con_Alma

Senior Member

12,198 posts
Jan 28, 2015 8:21 PM
isadore;1700822 wrote:gosh a ruddies those greedy, selfish poor people. The 529 program was an example of government welfare for the well to do.

So now youre calling the poor greedy??? Is one more greedy than the other...those who want others to pay for their services as compared to those who don't want to?
Jan 28, 2015 8:21pm
OSH's avatar

OSH

Kosh B'Gosh

4,145 posts
Jan 28, 2015 9:15 PM
Just an FYI for those that care, Mr. Gosh has not sent me a PM or offered to help pay for my student loans that are crippling me and keeping me from "social mobility."
Jan 28, 2015 9:15pm
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Al Bundy

Senior Member

4,180 posts
Jan 28, 2015 9:21 PM
isadore;1700826 wrote:a tax dodge for the well to do. one that is beyond the resource of the lower quintiles
How many of those where it is "beyond the resource" have cable tv, cell phones, and go out to eat? If they put away $50 a month compounding at 7% interest, they would have over $21,000 by the time the kid turns 18. That is more than the average 529 account has. That is less than $2 per day.
Jan 28, 2015 9:21pm
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isadore

Senior Member

7,762 posts
Jan 28, 2015 9:38 PM
Al Bundy;1700859 wrote:How many of those where it is "beyond the resource" have cable tv, cell phones, and go out to eat? If they put away $50 a month compounding at 7% interest, they would have over $21,000 by the time the kid turns 18. That is more than the average 529 account has. That is less than $2 per day.
gosh a ruddies it is so easy to be self righteous and tell them what to do with their wealth
as of 2012 the maximum income for the lowest quintile was $20, 599, the mean $11,900 second lowest max $39,764 the mean $29,696
The lowest income for the top 5% $191,156
http://www.taxpolicycenter.org/taxfacts/displayafact.cfm?Docid=330
70% of those with 529 accounts $200,000
Jan 28, 2015 9:38pm
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isadore

Senior Member

7,762 posts
Jan 28, 2015 9:40 PM
OSH;1700850 wrote:Just an FYI for those that care, Mr. Gosh has not sent me a PM or offered to help pay for my student loans that are crippling me and keeping me from "social mobility."
gosh a ruddies, if you had just saved $50 a monrh, you would be living in clover now, according to Al Bundy

Are you out of one of those lower quintiles?
Jan 28, 2015 9:40pm
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isadore

Senior Member

7,762 posts
Jan 28, 2015 9:41 PM
Con_Alma;1700835 wrote:So now youre calling the poor greedy??? Is one more greedy than the other...those who want others to pay for their services as compared to those who don't want to?
no I am calling the poor, people in need
and you disingenuous
Jan 28, 2015 9:41pm
I

isadore

Senior Member

7,762 posts
Jan 28, 2015 9:45 PM
sleeper;1700828 wrote:Why don't the supporters of this plan pool their resources and start a non-profit to fund community college for whoever wants it? Nothing is stopping them from doing so; isadore why don't you take the charge?
hopefully under the next Congress we will be able to use your resources to build a network of them.
Jan 28, 2015 9:45pm