
justincredible
Posts: 32,056
Feb 25, 2014 10:37am
Only if you pay for the parts, too.vdubb96;1584289 wrote:I'll tell you what, I'll work on your vehicle here at our shop for free if you bring me a steady supply of Cincy Craft brews!!!! Great deal for both of us!

SportsAndLady
Posts: 35,632
Feb 25, 2014 10:47am
Half a percent? Wow, be very careful there. It may be legit, but that seems high for a promotion. Make sure they're not tagging on a $500 finance fee to jack up the APY.justincredible;1584277 wrote:It's normally 2.49% but there is a .5% discount until the beginning of March.
I do this stuff for a living lol

justincredible
Posts: 32,056
Feb 25, 2014 10:52am
Fine print:SportsAndLady;1584296 wrote:Half a percent? Wow, be very careful there. It may be legit, but that seems high for a promotion. Make sure they're not tagging on a $500 finance fee to jack up the APY.
I do this stuff for a living lol
[SUP]†[/SUP] Discount offer is good from 1/31/2014 to 3/10/2014. To qualify for discount offer, you must use the USAA Car Buying Service and fund the purchase of a vehicle from a USAA certified dealer listed on your savings certificate with a USAA Federal Savings Bank auto loan by 3/10/2014. The savings certificate must be generated no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan. Your loan payment amount will not be lowered, but the loan may pay off earlier due to the discounted rate. Discount for new vehicles is .50% off of the approved interest rate for 36, 48 and 60 month terms. Discount for used vehicles is .50% off of the approved interest rate for 36, 48 and 60 month terms. Discount is .25% off of the approved interest rate for 61-72 month terms for both new and used vehicles. Please allow 3-5 business days for processing. Offer unavailable in Alaska. Please refer to usaa.com/autoloanoffer to learn more about the discount offer and to check for dealers.

justincredible
Posts: 32,056
Feb 25, 2014 10:57am
Also noticed that the dealership in Louisville offers a $250 discount off the final negotiated price for USAA customers.
[h=3]$250 USAA Member Discount[/h]You must present your Price Protection Certificate to your Dealer Representative upon arrival at the Dealer. This Dealer will then provide an additional $250 discount off the final negotiated price of this vehicle.
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thavoice
Posts: 14,376
Feb 25, 2014 11:04am
Yeah..UPON arrival so you dont get 250 off the final negotiated price as they can build that into the negotiations....
justincredible;1584305 wrote:Also noticed that the dealership in Louisville offers a $250 discount off the final negotiated price for USAA customers.

justincredible
Posts: 32,056
Feb 25, 2014 11:05am
Show it at the beginning and hopefully they forget about it while we negotiate. I'll stall.thavoice;1584306 wrote:Yeah..UPON arrival so you dont get 250 off the final negotiated price as they can build that into the negotiations....

SportsAndLady
Posts: 35,632
Feb 25, 2014 11:05am
Still don't see anything in there about finance fees?
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MontyBrunswick
Feb 25, 2014 11:08am
Apparently you overlooked that, too.justincredible;1584299 wrote:Offer unavailable in Alaska
Deal-breaker.
vdubb96
Posts: 2,210
Feb 25, 2014 11:59am
Justin, I'll make your parts "disappear" if you bring me some booze!!!!

justincredible
Posts: 32,056
Feb 25, 2014 12:24pm
How do I know this isn't some sort of assassination plot? Are you trying to overthrow the OC govt?vdubb96;1584345 wrote:Justin, I'll make your parts "disappear" if you bring me some booze!!!!
vdubb96
Posts: 2,210
Feb 25, 2014 12:52pm
Nope, I've left that to belly. I just want some Rivertown,MadTree etc. LOL!!justincredible;1584361 wrote:How do I know this isn't some sort of assassination plot? Are you trying to overthrow the OC govt?
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MontyBrunswick
Feb 25, 2014 1:03pm
LOL!!vdubb96;1584376 wrote:Nope, I've left that to belly. I just want some Rivertown,MadTree etc. LOL!!

ernest_t_bass
Posts: 24,984
Feb 25, 2014 1:10pm
vdubb96;1584376 wrote:Nope, I've left that to belly. I just want some Rivertown,MadTree etc. LOL!!
dlazz;1584380 wrote:LOL!!

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gport_tennis
Posts: 1,796
Feb 26, 2014 6:16am
False, if you finance through a dealer through a bank, the dealer is most likely getting .5% interest as a kickback from the bank. If your bring your own financing, no diff than a cash dealTedSheckler;1584211 wrote:That won't matter. If you finance though a dealer, your loan will still be through a bank.
I just bought a used CR-V a few weeks ago. I gave them a number that I wanted out the door. It was $1500 under what they had it listed as. They came down to $200 above my out the door number, they threw in a free tank of gas and free lifetime car washes at the dealership. I agreed to it.
The ball was in my court though. I was willing to walk and I was paying cash.

justincredible
Posts: 32,056
Mar 1, 2014 9:28pm
Bought dat car.

Ironman92
Posts: 49,363
Mar 1, 2014 9:45pm
Pics
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MontyBrunswick
Mar 1, 2014 9:53pm
I'll send some prayers your way.justincredible;1586054 wrote:Bought dat car.

justincredible
Posts: 32,056
Mar 1, 2014 9:58pm
Ironman92;1586058 wrote:Pics


SportsAndLady
Posts: 35,632
Mar 1, 2014 10:06pm
That is one fugly car. Sorry justin

Ironman92
Posts: 49,363
Mar 1, 2014 10:09pm
Not a chick magnet but a very reliable car that probably fits his needs.SportsAndLady;1586063 wrote:That is one fugly car. Sorry justin
Year/mileage/price?

justincredible
Posts: 32,056
Mar 1, 2014 10:22pm
Didn't buy it for you. No need to apologize.SportsAndLady;1586063 wrote:That is one fugly car. Sorry justin

justincredible
Posts: 32,056
Mar 1, 2014 10:23pm
2009/96k/NONE OF YOUR BUSINESS.Ironman92;1586064 wrote:Not a chick magnet but a very reliable car that probably fits his needs.
Year/mileage/price?

justincredible
Posts: 32,056
Mar 1, 2014 10:25pm
I had an "out the door" range in mind going in and got it for $300 less than my max price.

Ironman92
Posts: 49,363
Mar 1, 2014 10:33pm
All that matters is that it's the car you wanted. Sorry I was so nosey but I plan on writing a book on this topic.justincredible;1586073 wrote:I had an "out the door" range in mind going in and got it for $300 less than my max price.
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Sonofanump
Mar 1, 2014 10:34pm
justincredible;1586061 wrote:
Plenty of room for all the trader joe organic food after your trail bike ride.