ernest_t_bass
Posts: 24,984
Nov 20, 2013 8:14am
I'm paying $730... like an idiot.
justincredible
Posts: 32,056
Nov 20, 2013 8:29am
To lease? Damn.ernest_t_bass;1539446 wrote:I'm paying $730... like an idiot.
When we had two car payments it was just under $800/month. But that was 0% financing to buy. Once this car is paid off we won't have a car payment for a long, long time. Hopefully never.
ernest_t_bass
Posts: 24,984
Nov 20, 2013 8:38am
I plan to buy out at end of the lease(s), which will hopefully lower total PMT. $290 for one, $450 for the other.justincredible;1539452 wrote:To lease? Damn.
When we had two car payments it was just under $800/month. But that was 0% financing to buy. Once this car is paid off we won't have a car payment for a long, long time. Hopefully never.
justincredible
Posts: 32,056
Nov 20, 2013 9:10am
What do you lease for $450? My truck payment was only a little more than that and I financed the entire thing and it was a $34,000 truck.
ernest_t_bass
Posts: 24,984
Nov 20, 2013 9:18am
Honda CRV, EX-L. Zero down. High payment with great residual.justincredible;1539477 wrote:What do you lease for $450? My truck payment was only a little more than that and I financed the entire thing and it was a $34,000 truck.
M
Manhattan Buckeye
Posts: 7,566
Nov 20, 2013 9:22am
As long as the interest rate is 0-1% you're solidly in the black. If someone offers me that type of interest rate I don't mind financing anything.
Scarlet_Buckeye
Posts: 5,264
Nov 20, 2013 10:16am
What happened to the whole "homesteading plan"?! I would think your wife doesn't need an "internship" for that...
justincredible
Posts: 32,056
Nov 20, 2013 10:33am
That is years away. I'm not going to homestead in urban Cincinnati so we kind of need to support ourselves until we move. Also, she plans to work a regular job wherever we end up. I'll be the one doing the actual homesteading. Which will take a few years of transitioning once we finally do decide on our destination and move. It would be pretty stupid to just jump in and do it with no real planning.Scarlet_Buckeye;1539519 wrote:What happened to the whole "homesteading plan"?! I would think your wife doesn't need an "internship" for that...
Curly J
Posts: 7,282
Nov 20, 2013 2:18pm
Kinda like starting a bulletin board ???justincredible;1539535 wrote:That is years away. I'm not going to homestead in urban Cincinnati so we kind of need to support ourselves until we move. Also, she plans to work a regular job wherever we end up. I'll be the one doing the actual homesteading. Which will take a few years of transitioning once we finally do decide on our destination and move. It would be pretty stupid to just jump in and do it with no real planning.
OSH
Posts: 4,145
Nov 20, 2013 3:05pm
Is that "homesteading?" It seems to me like you'd be the stay-at-home dad/husband. Or...your full-time work would be "farming."justincredible;1539535 wrote:That is years away. I'm not going to homestead in urban Cincinnati so we kind of need to support ourselves until we move. Also, she plans to work a regular job wherever we end up. I'll be the one doing the actual homesteading. Which will take a few years of transitioning once we finally do decide on our destination and move. It would be pretty stupid to just jump in and do it with no real planning.
justincredible
Posts: 32,056
Nov 20, 2013 3:11pm
I want to eventually work my land as my main/only source of income. Call it whatever you want, not sure that the actual label is all that important.OSH;1539881 wrote:Is that "homesteading?" It seems to me like you'd be the stay-at-home dad/husband. Or...your full-time work would be "farming."
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MontyBrunswick
Nov 20, 2013 7:01pm
*stupidjustincredible;1539886 wrote:Call it whatever you want
*pointless
*18th century
all come to mind
justincredible
Posts: 32,056
Nov 20, 2013 7:05pm
You mean it isn't for everyone? No way!dlazz;1539984 wrote:*stupid
*pointless
*18th century
all come to mind
R
rydawg5
Posts: 2,639
Nov 20, 2013 7:05pm
not adhering to the "cookie cutter" lifestyle of materialism and narcissism that the social norm mapped out for you?dlazz;1539984 wrote:*stupid
*pointless
*18th century
all come to mind
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MontyBrunswick
Nov 20, 2013 7:06pm
More so mean it's for (nearly) nobody.justincredible;1539986 wrote:You mean it isn't for everyone? No way!
It's like taking a horse and buggy to work because you're tired of paying for gas.
C
Con_Alma
Posts: 12,198
Nov 20, 2013 7:10pm
Love it Justin. Sounds like you guys have a great handle on things.
M
MontyBrunswick
Nov 20, 2013 7:17pm
This alone should be proof that you're not in the right state of thinking, Justin.Con_Alma;1539991 wrote:Love it Justin. Sounds like you guys have a great handle on things.
j_crazy
Posts: 8,372
Nov 20, 2013 9:01pm
Wife worked for about 5 months before preggers so we've been 1income for 5 years. We didn't have to adjust because we are pretty tight and I make bank, son.
justincredible
Posts: 32,056
Nov 20, 2013 9:06pm
Yeah, if I made what you did this wouldn't take any adjustment.j_crazy;1540042 wrote:Wife worked for about 5 months before preggers so we've been 1income for 5 years. We didn't have to adjust because we are pretty tight and I make bank, son.
I
I Wear Pants
Posts: 16,223
Nov 20, 2013 9:17pm
Do you want to do like a CSA or something?justincredible;1539886 wrote:I want to eventually work my land as my main/only source of income. Call it whatever you want, not sure that the actual label is all that important.
ernest_t_bass
Posts: 24,984
Nov 20, 2013 9:20pm
Preggars!?j_crazy;1540042 wrote:Wife worked for about 5 months before preggers so we've been 1income for 5 years. We didn't have to adjust because we are pretty tight and I make bank, son.
Trueblue23
Posts: 7,463
Nov 20, 2013 9:24pm
I'm really dreading Jessica going back to school, but I'm supportive of it. She's already got a bachelor's degree and wants a PhD, so she's looking into loan forgiveness programs through certain parts of the State of Indiana. I'm not sure how practical it will be, but she wants to continue to work while she goes back to school, but I'm REALLY dreading adding her to my insurance when we get married in April. Luckily my company has started a "Wellness Path" deal where your rates can be cut by 2/3 if you qualify, and we will. A single income will blow, but it will be worth it because she'll be making good money eventually and my salary isn't too shabby.
justincredible
Posts: 32,056
Nov 20, 2013 9:24pm
Yeah, something like that would definitely be an option.I Wear Pants;1540058 wrote:Do you want to do like a CSA or something?