Anyone Deposit Checks Using Your Phone?

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sherm03's avatar

sherm03

I go balls deep.

7,349 posts
Apr 23, 2013 6:44 PM
I have a few checks that I need to deposit (issues with direct deposit at work has them sending us our paychecks for awhile), but I have no way to get to the bank.

I noticed that on the PNC mobile application, they now have the ability to deposit your check through the app, but I'm nervous that it's going to fuck up.

Anyone ever done it? Did you have any issues with it?
Apr 23, 2013 6:44pm
gorocks99's avatar

gorocks99

Senior Member

10,760 posts
Apr 23, 2013 6:45 PM
I use Bank of America's app to deposit checks, never had any issue with it. Easy to use.
Apr 23, 2013 6:45pm
Midstate01's avatar

Midstate01

Senior Member

14,766 posts
Apr 23, 2013 6:47 PM
Its the only way we can deposit money using USAA. Its simple and easy and goes in immediately.
Apr 23, 2013 6:47pm
G

gport_tennis

Senior Member

1,796 posts
Apr 23, 2013 6:52 PM
Done it with chase and works flawlessly. usually keep paper copy 2-3 days just for any what ifs
Apr 23, 2013 6:52pm
wildcats20's avatar

wildcats20

In ROY I Trust!!

27,794 posts
Apr 23, 2013 6:56 PM
gport_tennis;1432274 wrote:Done it with chase and works flawlessly. usually keep paper copy 2-3 days just for any what ifs

Was just going to ask what you do with the actual check.
Apr 23, 2013 6:56pm
Midstate01's avatar

Midstate01

Senior Member

14,766 posts
Apr 23, 2013 6:57 PM
We keep them for a few days too. Then shred them.
Apr 23, 2013 6:57pm
G

gport_tennis

Senior Member

1,796 posts
Apr 23, 2013 6:57 PM
wildcats20;1432275 wrote:Was just going to ask what you do with the actual check.

Usually shred it 3 days latter. Have done 20-30 no problems
Apr 23, 2013 6:57pm
Commander of Awesome's avatar

Commander of Awesome

Senior Pwner

23,151 posts
Apr 23, 2013 6:58 PM
Use it all the time, its great. I've been with PNC since I was 8 yrs old, didn't want to switch banks when I moved. Mobile Deposit made it so I don't have to.
Apr 23, 2013 6:58pm
Pick6's avatar

Pick6

A USA American

14,946 posts
Apr 23, 2013 6:58 PM
Roommate uses PNC and has never had any problems with it.
Apr 23, 2013 6:58pm
G

gut

Senior Member

15,058 posts
Apr 23, 2013 7:00 PM
Some apps, or some banks, limit you to checks below $1000.

Alternatively, if you can find a PNC ATM you might be able to deposit the check there.
Apr 23, 2013 7:00pm
sherm03's avatar

sherm03

I go balls deep.

7,349 posts
Apr 23, 2013 7:01 PM
Cool. Good to know.

Thanks all.
Apr 23, 2013 7:01pm
TedSheckler's avatar

TedSheckler

Emporium Entrepreneur

3,974 posts
Apr 23, 2013 7:05 PM
Yup. I do it all the time with Chase and PNC.
Apr 23, 2013 7:05pm
SportsAndLady's avatar

SportsAndLady

Senior Member

35,632 posts
Apr 23, 2013 7:08 PM
gut;1432282 wrote:Some apps, or some banks, limit you to checks below $1000.

Alternatively, if you can find a PNC ATM you might be able to deposit the check there.

Just make sure its not a stand alone atm..has to be linked up to an actual PNC.

And yeah, mobile check deposits is where its at.
Apr 23, 2013 7:08pm
sherm03's avatar

sherm03

I go balls deep.

7,349 posts
Apr 23, 2013 7:11 PM
gut;1432282 wrote:Some apps, or some banks, limit you to checks below $1000.

Alternatively, if you can find a PNC ATM you might be able to deposit the check there.
I guess I could have my wife drive me up to an ATM after she gets off work. But I was trying to avoid that altogether and just use the Mobile App.
Apr 23, 2013 7:11pm
justincredible's avatar

justincredible

Nick Mangold

32,056 posts
Apr 24, 2013 9:12 AM
Midstate01;1432273 wrote:Its the only way we can deposit money using USAA. Its simple and easy and goes in immediately.
Same here. I've been doing it for a long time and have never had a single problem.
Apr 24, 2013 9:12am
Belly35's avatar

Belly35

Elderly Intellectual

9,716 posts
Apr 24, 2013 9:24 AM
We like to drive to the bank deposit with a teller we know and keep the relationship with the people, waste gas ... on the flip side we keep the bank teller employed, gas station attendent employed, provide the city, state with additional sales tax, help employ the oil and gas industies ... hope this helps

I'M ALL ABOUT HELPING AND SUPPORTING PEOPLE
Apr 24, 2013 9:24am
M

MontyBrunswick

Apr 24, 2013 9:26 AM
Belly35;1432566 wrote:We like to drive to the bank deposit with a teller we know and keep the relationship with the people, waste gas ... on the flip side we keep the bank teller employed, gas station attendent employed, provide the city, state with additional sales tax, help employ the oil and gas industies ... hope this helps

I'M ALL ABOUT HELPING AND SUPPORTING PEOPLE
Off-Topic. You shouldn't have clicked the thread if you didn't have any advice for depositing checks via a smartphone.

Hope this helps.
Apr 24, 2013 9:26am
Belly35's avatar

Belly35

Elderly Intellectual

9,716 posts
Apr 24, 2013 9:35 AM
dlazz;1432567 wrote:Off-Topic. You shouldn't have clicked the thread if you didn't have any advice for depositing checks via a smartphone.

Hope this helps.
No it didn't .... :D
Apr 24, 2013 9:35am
chicago510's avatar

chicago510

Original Chatterer

5,728 posts
Apr 24, 2013 9:54 AM
Belly35;1432566 wrote:We like to drive to the bank deposit with a teller we know and keep the relationship with the people, waste gas ... on the flip side we keep the bank teller employed, gas station attendent employed, provide the city, state with additional sales tax, help employ the oil and gas industies ... hope this helps

I'M ALL ABOUT HELPING AND SUPPORTING PEOPLE
But, if you use the app, you're keeping the app developers employed, the IT guys employed, keeping the cell phone employees employed and paying plenty of taxes on your cell bill.

Hope this helps.
Apr 24, 2013 9:54am
Belly35's avatar

Belly35

Elderly Intellectual

9,716 posts
Apr 24, 2013 10:29 AM
chicago510;1432580 wrote:But, if you use the app, you're keeping the app developers employed, the IT guys employed, keeping the cell phone employees employed and paying plenty of taxes on your cell bill.

Hope this helps.
I don't see those people, and most of the time I really don't like those people ... hope this helps.... mofo :D
Apr 24, 2013 10:29am
Laley23's avatar

Laley23

GOAT

29,506 posts
Apr 24, 2013 11:12 AM
All the time. Never an issue. I havent been inside a bank in months.
Apr 24, 2013 11:12am
imex99's avatar

imex99

Senior Member

4,927 posts
Apr 24, 2013 11:16 AM
Used pnc mobile deposit once to test it, worked great and shredded once check cleared... Recommended it and prolly getting better with updates.
Apr 24, 2013 11:16am
DeyDurkie5's avatar

DeyDurkie5

Senior Member

11,324 posts
Apr 24, 2013 11:18 AM
Belly35;1432566 wrote:We like to drive to the bank deposit with a teller we know and keep the relationship with the people, waste gas ... on the flip side we keep the bank teller employed, gas station attendent employed, provide the city, state with additional sales tax, help employ the oil and gas industies ... hope this helps

I'M ALL ABOUT HELPING AND SUPPORTING PEOPLE
Get the fuck over yourself belly.
Apr 24, 2013 11:18am
cruiser_96's avatar

cruiser_96

Senior Member

7,536 posts
Apr 24, 2013 11:34 AM
Why the need/desire/practice of shreading the checks?
Apr 24, 2013 11:34am
G

gport_tennis

Senior Member

1,796 posts
Apr 24, 2013 11:40 AM
cruiser_96;1432634 wrote:Why the need/desire/practice of shreading the checks?

Get ride if it safely so you don't accidently try to deposit it again.
Apr 24, 2013 11:40am