Archive OC Business Exchange

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Drums of War

Posts: 356

Jun 19, 2012 4:58pm

I know many of us on here are professionals in some ways or others as I have read people giving advice on legal, business, or even maintenance or mechanical issues. I thought I might start a place for folks to get the advice they need. I myself am a licensed Property, Casualty, Life and Health Insurance Agent, and I specialize in Risk management for commercial insurance. I would be more than happy to offer free advice, or just point someone in the right direction hoping they would do the same for me in their field.

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Sonofanump

Jun 19, 2012 5:07pm

Will filing a claim for $150 over my deductible make my premiums go up?

ernest_t_bass

Posts: 24,984

Jun 19, 2012 5:49pm

Sonofanump;1204951 wrote:Will filing a claim for $150 over my deductible make my premiums go up?

This is the major thing I LOATHE about insurance companies. "Don't use us, or we'll charge you more! Just give us yoar money!"

THE4RINGZ

Posts: 16,816

Jun 19, 2012 5:57pm

Sonofanump;1204951 wrote:Will filing a claim for $150 over my deductible make my premiums go up?

Depends on the adjuster, some of them are real bags of douche.

sleeper

Posts: 27,879

Jun 19, 2012 6:03pm

I can do pretty much anything in Excel besides bang your wife. I work in the Financial field.

gorocks99

Posts: 10,760

Jun 19, 2012 6:13pm

sleeper;1204978 wrote:I can do pretty much anything in Excel besides bang your wife. I work in the Financial field.

Do you do a lot in terms of macros/VBA? I use basically all other features in Excel but haven't brought myself to learn VBA yet. If you have any suggestions on where to start learning, I'll take them.

sleeper

Posts: 27,879

Jun 19, 2012 6:18pm

gorocks99;1204985 wrote:Do you do a lot in terms of macros/VBA? I use basically all other features in Excel but haven't brought myself to learn VBA yet. If you have any suggestions on where to start learning, I'll take them.

I'm not very good with VBA but I have built a few things that make my life easier and I use a few macros people at work have built for me. The best way to learn is to use the "record macro" button and play around with different functions of excel. Then go look at the code that was popped out. You'll start picking up little things here and there; and eventually you'll be able to just build it in Excel.

lhslep134

Posts: 9,774

Jun 19, 2012 6:18pm

You can ask me legal advice for 2 more years. Then you'll have to pay for it

Fab1b

Posts: 12,949

Jun 19, 2012 6:52pm

ernest_t_bass;1204964 wrote:This is the major thing I LOATHE about insurance companies. "Don't use us, or we'll charge you more! Just give us yoar money!"

It puts food on my table though

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Sonofanump

Jun 19, 2012 7:27pm

ernest_t_bass;1204964 wrote:This is the major thing I LOATHE about insurance companies. "Don't use us, or we'll charge you more! Just give us yoar money!"

Yeah, it's not a bank or a loan. It's risk management to stay in business to pay for larger claims.

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Sonofanump

Jun 19, 2012 7:28pm

THE4RINGZ;1204970 wrote:Depends on the adjuster, some of them are real bags of douche.

I am pretty sure it is not the adjuster who makes that decision, rather an underwriter with charts.

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Sonofanump

Jun 19, 2012 7:29pm

lhslep134;1204990 wrote:You can ask me legal advice for 2 more years. Then you'll have to pay for it

Which state?

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MontyBrunswick

Jun 19, 2012 8:02pm

Drums of War;1204944 wrote:I know many of us on here are professionals in some ways or others as I have read people giving advice on legal, business, or even maintenance or mechanical issues. I thought I might start a place for folks to get the advice they need. I myself am a licensed Property, Casualty, Life and Health Insurance Agent, and I specialize in Risk management for commercial insurance. I would be more than happy to offer free advice, or just point someone in the right direction hoping they would do the same for me in their field.

I applied and interviewed for a Claims job. It sounded like a shitty job. Is it a shitty job?

Edit: I work in IT. I know computers and shit.

j_crazy

Posts: 8,372

Jun 19, 2012 8:51pm

I'm a professional petroleum engineer. I can answer some questions if you got them.

lhslep134

Posts: 9,774

Jun 19, 2012 9:03pm

Sonofanump;1205045 wrote:Which state?

Haha it was a joke because my advice would be get a lawyer. But if you're curious about a legal issue feel free to PM me and I'll see what I can look up.

ZWICK 4 PREZ

Posts: 7,733

Jun 19, 2012 10:02pm

I can automate a process so well that all of you shop class flunkies will lose your jobs. Ask GoChiefs... I'd imagine he's pretty lonely down there in the plant.

Jk. I hate what my job means for laborers and their necessity, but it keeps me employed.

ernest_t_bass

Posts: 24,984

Jun 19, 2012 10:17pm

ccrunner609;1205295 wrote:how can I help?

By leaving.

ohiobucks1

Posts: 4,915

Jun 20, 2012 12:24am

ernest_t_bass;1205297 wrote:By leaving.

Boom

I can help with your ebay selling needs

Azubuike24

Posts: 15,933

Jun 20, 2012 6:31am

A claims adjuster has zero effect on premium.

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Con_Alma

Posts: 12,198

Jun 20, 2012 6:53am

ZWICK 4 PREZ;1205259 wrote:I can automate a process so well that all of you shop class flunkies will lose your jobs. Ask GoChiefs... I'd imagine he's pretty lonely down there in the plant.

Jk. I hate what my job means for laborers and their necessity, but it keeps me employed.

Industrial Engineering???

I though you were a EE.

Efficiency experts will always be needed and have value. A lot of times it's just a part of their job function.

ZWICK 4 PREZ

Posts: 7,733

Jun 20, 2012 8:01am

Con_Alma;1205928 wrote:Industrial Engineering???

I though you were a EE.

Efficiency experts will always be needed and have value. A lot of times it's just a part of their job function.

Controls Engineer

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BR1986FB

Posts: 24,104

Jun 20, 2012 8:07am

Director for an executive recruiting firm. I place sales, marketing, service & management professionals nationally. My firm places technical (engineers, etc), supply chain, IT, accounting and packaging professionals. My niches are primarily industrial sales with verticals focusing heavily on the HVAC and elevator industries. Company has been in business since 1979 and I've been with them going on 19 years.

se-alum

Posts: 13,948

Jun 20, 2012 8:25am

I'm a Materiel Management Specialist, I doubt anyone has any questions for me...lol.

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slcoach

Posts: 421

Jun 20, 2012 8:44am

I'm an accountant (Unless I screw up, a CPA after the final part of my test on July 13). I have always worked in a public firm, so I know taxes and Quickbooks.

justincredible

Posts: 32,056

Jun 20, 2012 9:26am

I make websites.