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Thinkin' About Living at a Campground

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se-alum's avatar

se-alum

The Biggest Boss

13,948 posts
Apr 10, 2012 3:39 PM
So, I've recently been tossing around the idea of living in my camper during the summer months(Apr-Oct). Basically, this would allow me to save money to build the home I want in a few years. It's on a permanent spot at a very nice place. Rent w/ utilities would cost me right about $300/mo. I currently pay $350 for rent, and utilities cost me another $300 where I'm currently at. The drive is an extra 15-20 minutes each way to work from the campground, which would cost me about $60/mo above what I'm paying now in gas. My parents and brother have both offered me a bedroom during the winter months(Nov-Mar) for $100/mo. The big hang up is living w/ my parents or my brothers family for 5 mo. I'm not sure I can handle it. I do pay $200/mo for my loan on the camper, but that would be the same no matter where I lived. So, would you do it to save roughly $4500/yr??
Apr 10, 2012 3:39pm
Raw Dawgin' it's avatar

Raw Dawgin' it

Just Ain't Care

11,466 posts
Apr 10, 2012 3:43 PM
I have 3 gold fish
Apr 10, 2012 3:43pm
THE4RINGZ's avatar

THE4RINGZ

R.I.P Thread Bomber

16,816 posts
Apr 10, 2012 3:43 PM
Does the camper cost more to insure every year than renter's insurance?
Apr 10, 2012 3:43pm
T

thavoice

Senior Member

14,376 posts
Apr 10, 2012 3:46 PM
se-alum;1141046 wrote:So, I've recently been tossing around the idea of living in my camper during the summer months(Apr-Oct). Basically, this would allow me to save money to build the home I want in a few years. It's on a permanent spot at a very nice place. Rent w/ utilities would cost me right about $300/mo. I currently pay $350 for rent, and utilities cost me another $300 where I'm currently at. The drive is an extra 15-20 minutes each way to work from the campground, which would cost me about $60/mo above what I'm paying now in gas. My parents and brother have both offered me a bedroom during the winter months(Nov-Mar) for $100/mo. The big hang up is living w/ my parents or my brothers family for 5 mo. I'm not sure I can handle it. I do pay $200/mo for my loan on the camper, but that would be the same no matter where I lived. So, would you do it to save roughly $4500/yr??
Ya could give up your memberships to the online child porn sites ya like to frequent. You would save that in like 6 months
Apr 10, 2012 3:46pm
se-alum's avatar

se-alum

The Biggest Boss

13,948 posts
Apr 10, 2012 3:50 PM
THE4RINGZ;1141049 wrote:Does the camper cost more to insure every year than renter's insurance?
Don't know what renters insurance cost a month, but it's $25/mo to insure the camper.
Apr 10, 2012 3:50pm
G

gut

Senior Member

15,058 posts
Apr 10, 2012 3:51 PM
I'm not sure your math makes sense. Even assuming it does, $200/mo for the camper financing PLUS depreciation would seem to point to the obvious choice of, DUH, sell the camper. (or, if it's underwater....burn it).

$300 for utilities in your apartment? That makes no sense. For something of that size I would think about $80 a month. If you're talking cable and internet, then if you do without in the camper you can do without in the apartment.
Apr 10, 2012 3:51pm
G

gut

Senior Member

15,058 posts
Apr 10, 2012 3:52 PM
se-alum;1141057 wrote:Don't know what renters insurance cost a month, but it's $25/mo to insure the camper.
Also, living in a van down by the river won't ploll well with the ladies.
Apr 10, 2012 3:52pm
OSH's avatar

OSH

Kosh B'Gosh

4,145 posts
Apr 10, 2012 4:47 PM
se-alum;1141057 wrote:Don't know what renters insurance cost a month, but it's $25/mo to insure the camper.
I think I pay $15 a month for renters insurance on my house.
Apr 10, 2012 4:47pm
Pick6's avatar

Pick6

A USA American

14,946 posts
Apr 10, 2012 5:26 PM
how on earth does your utilities cost you $300 a month?
Apr 10, 2012 5:26pm
OSH's avatar

OSH

Kosh B'Gosh

4,145 posts
Apr 10, 2012 5:33 PM
Pick6;1141143 wrote:how on earth does your utilities cost you $300 a month?
That does seem high.

I guess if you throw in: water, gas heat, electric, and trash, it could run it up. Now, it could even be more IF the heat is not gas and is electric. Electric heat can get expensive depending on the size of the house AND how hot it's kept in the house.
Apr 10, 2012 5:33pm
se-alum's avatar

se-alum

The Biggest Boss

13,948 posts
Apr 10, 2012 5:47 PM
gut;1141058 wrote:I'm not sure your math makes sense. Even assuming it does, $200/mo for the camper financing PLUS depreciation would seem to point to the obvious choice of, DUH, sell the camper. (or, if it's underwater....burn it).

$300 for utilities in your apartment? That makes no sense. For something of that size I would think about $80 a month. If you're talking cable and internet, then if you do without in the camper you can do without in the apartment.
I'm not going to sell it. I'm not in a situation where I can't afford it, I was just thinking I could save even more money by living in it. Moreso just me being greedy. I live in an older mobile home, that is all electric. Electric bill can run anywhere from $150-$250. Also in the utilities is trash, water, cable, and internet. At the campground, I wouldn't pay anything for trash or water. I can get internet for about $25/mo., and I would get Direct TV. Electric would be about $20/mo.
Apr 10, 2012 5:47pm
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said_aouita

Banned

8,532 posts
Apr 10, 2012 6:13 PM
gut;1141059 wrote:Also, living in a van down by the river won't ploll well with the ladies.
Better than mom's place.
Apr 10, 2012 6:13pm
chicago510's avatar

chicago510

Original Chatterer

5,728 posts
Apr 10, 2012 6:18 PM
I'm confused by your logic. You live in a mobile home that costs $300/mo in utilities alone, but you can afford a camper? You have $850 outgoing monthly in rent, utilities, camper loan.

Thats a chunk of change that could be put towards more reasonable living no?
Apr 10, 2012 6:18pm
G

gut

Senior Member

15,058 posts
Apr 10, 2012 6:18 PM
said_aouita;1141174 wrote:Better than mom's place.
No, you can definitely do a lot worse than mom's basement...like, A VAN DOWN BY THE RIVER!!!
Apr 10, 2012 6:18pm
G

gut

Senior Member

15,058 posts
Apr 10, 2012 6:19 PM
chicago510;1141176 wrote: Thats a chunk of change that could be put towards more reasonable living no?
Calm down....He's got it all worked out. Maybe even hang a shingle outside that camper that says "financial advisor" and deduct it as an office expense!
Apr 10, 2012 6:19pm
GOONx19's avatar

GOONx19

An exceptional poster.

7,147 posts
Apr 10, 2012 6:20 PM
For only $4500, no.
Apr 10, 2012 6:20pm
OSH's avatar

OSH

Kosh B'Gosh

4,145 posts
Apr 10, 2012 6:29 PM
If you are concerned about saving money...

Why spend money on cable and the internet?
Apr 10, 2012 6:29pm
TigerNation10's avatar

TigerNation10

Senior Member

483 posts
Apr 10, 2012 6:35 PM
What campgrounds would you be staying at?
Apr 10, 2012 6:35pm
se-alum's avatar

se-alum

The Biggest Boss

13,948 posts
Apr 10, 2012 6:47 PM
chicago510;1141176 wrote:I'm confused by your logic. You live in a mobile home that costs $300/mo in utilities alone, but you can afford a camper? You have $850 outgoing monthly in rent, utilities, camper loan.

Thats a chunk of change that could be put towards more reasonable living no?
I see what you're saying. Here's the thing though, I was just looking at it as an option to save money, not as something I need to do to survive. I'm not interested in selling the camper, as that's what I like to spend my free time doing in the summer. If I was struggling to survive, then yea, I'd sell the camper, no questions asked. So basically, the camper is staying, so I was just contemplating the idea of moving there to save some cash since I already have it.
Apr 10, 2012 6:47pm
se-alum's avatar

se-alum

The Biggest Boss

13,948 posts
Apr 10, 2012 6:50 PM
TigerNation10;1141190 wrote:What campgrounds would you be staying at?
http://www.longsretreat.com/
Apr 10, 2012 6:50pm
dwccrew's avatar

dwccrew

Not Banned

7,817 posts
Apr 11, 2012 12:11 AM
LOL, poor people.


/sleeper'd
Apr 11, 2012 12:11am
S

sportchampps

Senior Member

7,361 posts
Apr 11, 2012 12:30 AM
Is it a nudist campground
Apr 11, 2012 12:30am
T

Timber

Senior Member

935 posts
Apr 11, 2012 12:40 AM
Should have kept this one to yourself... sometimes you just have to know when not to speak up... BTW, Enjoy those summer Thunderstorms/Tornado warnings in your camper.... Ya never see those in the news or anything.
Apr 11, 2012 12:40am
said_aouita's avatar

said_aouita

Banned

8,532 posts
Apr 11, 2012 4:04 AM
Looks like a fairly nice camp ground. I assume the permanent residents at the camp ground are in a separate area from the weekend renters?

I'd consider checking out the place on a busy weekend before moving there. May find out the permanent residents are loud and obnoxious.
Apr 11, 2012 4:04am
ZWICK 4 PREZ's avatar

ZWICK 4 PREZ

Senior Member

7,733 posts
Apr 11, 2012 5:57 AM
se-alum;1141159 wrote:. I live in an older mobile home, that is all electric. Electric bill can run anywhere from $150-$250. Also in the utilities is trash, water, cable, and internet. At the campground, I wouldn't pay anything for trash or water. I can get internet for about $25/mo., and I would get Direct TV. Electric would be about $20/mo.
If your options are to live in a trailer or live in a different trailer for $300 less a month, it doesn't seem like a hard decision.
Apr 11, 2012 5:57am