What? That isn't a model, those are the numbers you'd make after taxes.sleeper;1131975 wrote:IWP, never go into financial modeling. That may be one of the worst I've ever seen.
I'm not stating you should take the annuity since that'd be very stupid. I was just showing what the take home would be.
Of course. I wasn't intending that to mean people should take the annuity, merely show what the amounts actually would be after taxes. The lump sum would definitely be the way to go.queencitybuckeye;1132004 wrote:Unless you're planning on spending every dime as soon as you get it, you're kind of missing a big part of the calculation (return on the money you invest). I did an analysis based on the assumption of spending $3 million per year and investing the rest. The lump sum "won" by several hundred million over the 26 years.