LJ
Posts: 16,351
Dec 9, 2009 5:32pm
Haven't used my debit card in days, 20 minutes after going to 5 guys to get some fries, someone charged $1,000 to my bank account. The girl from Huntington won't confirm, but she hints at the account # was most likely stolen from there.
Fab1b
Posts: 12,949
Dec 9, 2009 5:33pm
Dude that sucks!!
Fab4Runner
Posts: 6,196
Dec 9, 2009 5:34pm
Booo! But now I am in the mood for a burger and fries. Thanks.
Darkon
Posts: 3,476
Dec 9, 2009 5:35pm
This is why I always use cash.
Will they take care of this or are you SOL?
Will they take care of this or are you SOL?
S
Society
Posts: 1,146
Dec 9, 2009 5:35pm
They have the best burger money can buy.
Trueblue23
Posts: 7,463
Dec 9, 2009 5:37pm
Man I'm sorry to hear that, especially this close to Christmas.
N
Nate
Posts: 3,949
Dec 9, 2009 5:39pm
Fair Credit Billing Act (FCBA)
According to the FCBA, the maximum liability for unauthorized use of a person’s credit card is $50.
If an individual reports the loss before the cards are used, the card issuer cannot hold the cardholder responsible for any unauthorized charges. However, if a criminal uses a person’s cards before they are reported lost or stolen, the most a person will owe is $50 per card.
Furthermore, if the loss involves a person’s credit card number and not his/her card, the cardholder is not liable for unauthorized use.
According to the FCBA, the maximum liability for unauthorized use of a person’s credit card is $50.
If an individual reports the loss before the cards are used, the card issuer cannot hold the cardholder responsible for any unauthorized charges. However, if a criminal uses a person’s cards before they are reported lost or stolen, the most a person will owe is $50 per card.
Furthermore, if the loss involves a person’s credit card number and not his/her card, the cardholder is not liable for unauthorized use.
LJ
Posts: 16,351
Dec 9, 2009 5:39pm
Yeah, Huntington actually called me and had already cancelled my card. Obviously I didn't spend $3.50 on Polaris parkway then get my card swiped 6 times in Scottsdale Arizona, so they caught it. They are getting me to Customer Service to dispute it right now, but I will call my Private Banker in the morning and he will probably have my money back to me by the end of tomorrow.Darkon wrote: This is why I always use cash.
Will they take care of this or are you SOL?
The fuckers made a fake card with my account # and everything.
LJ
Posts: 16,351
Dec 9, 2009 5:40pm
This, I'll get my money back, but customer service is slow at 5pm, lol.Keebler wrote:
Furthermore, if the loss involves a person’s credit card number and not his/her card, the cardholder is not liable for unauthorized use.
Laley23
Posts: 29,506
Dec 9, 2009 5:41pm
That sucks, but I now know what Im having for lunch or dinner tomorrow!
N
Nate
Posts: 3,949
Dec 9, 2009 5:41pm
I wouldn't assume it was taken from 5 Guys. Could have been stolen from a purchase you made months ago.
LJ
Posts: 16,351
Dec 9, 2009 5:43pm
It sounds like there was a series of them. So the girl was hinting to me, but wasn't allowed to say. She said some numbers were compromised through a local vendor today from POS transactions.Keebler wrote: I wouldn't assume it was taken from 5 Guys. Could have been stolen from a purchase you made months ago.
N
Nate
Posts: 3,949
Dec 9, 2009 5:44pm
Ahhh then I would suspect the same thing then. Gotcha. Sorry didn't know that tidbit of info. That makes total sense then.LJ wrote:It sounds like there was a series of them. So the girl was hinting to me, but wasn't allowed to say. She said some numbers were compromised through a local vendor today from POS transactions.Keebler wrote: I wouldn't assume it was taken from 5 Guys. Could have been stolen from a purchase you made months ago.
Sage
Posts: 2,070
Dec 9, 2009 5:47pm
Hustlers are everywhere, bro. Hustlers are everywhere.
This is why I only pay with STRAIGHT CASH AND CASHIER'S CHECKS.
Like a boss.
This is why I only pay with STRAIGHT CASH AND CASHIER'S CHECKS.
Like a boss.
Darkon
Posts: 3,476
Dec 9, 2009 5:49pm
Are you sure you didn't teleport to Arizona just to get $1000 for free.LJ wrote:
Yeah, Huntington actually called me and had already cancelled my card. Obviously I didn't spend $3.50 on Polaris parkway then get my card swiped 6 times in Scottsdale Arizona, so they caught it. They are getting me to Customer Service to dispute it right now, but I will call my Private Banker in the morning and he will probably have my money back to me by the end of tomorrow.
The fuckers made a fake card with my account # and everything.
Glad your getting it back.
Hope they catch these bastards.
Little Danny
Posts: 4,288
Dec 9, 2009 6:03pm
Whaa.... I can get a better burger at Wendy's for 99 cents. The fries on the other hand...Society wrote: They have the best burger money can buy.
LJ
Posts: 16,351
Dec 9, 2009 6:14pm
This will change the way I handle money. I guess I need to get a Credit Card for small transactions and use cash for everything else from now on. I don't have a credit card :-\
majorspark
Posts: 5,122
Dec 9, 2009 6:22pm
You can process your debit card as a credit card. At least that was my understanding when they ask debit or credit.LJ wrote: This will change the way I handle money. I guess I need to get a Credit Card for small transactions and use cash for everything else from now on. I don't have a credit card :-\
S
Society
Posts: 1,146
Dec 9, 2009 6:25pm
Dumbest thing I have heard today. 5 Guys trumps the red headed slut any day of the week.Little Danny wrote:Whaa.... I can get a better burger at Wendy's for 99 cents. The fries on the other hand...Society wrote: They have the best burger money can buy.
wes_mantooth
Posts: 17,977
Dec 9, 2009 6:46pm
That sucks.
I could never shy away from that place.......those fries are the GOAT.
I could never shy away from that place.......those fries are the GOAT.
derek bomar
Posts: 3,722
Dec 9, 2009 7:48pm
same thing happened to me two weeks ago...fucking hassle and a half man...charge was like 400 bucks at a Wal Mart in Tucson...I was like wtf, how does someone at Wal Mart not look for ID when someone is trying to buy that much worth of shit?
krambman
Posts: 3,606
Dec 9, 2009 8:25pm
Having your credit card number stolen is the easiest form of identity theft to fix. A few months ago my dad discovered that his credit score was shot because someone had gotten hold of his social security number and signed up for an electric bill in Chicago. My parents live in Idaho. He went to get a loan and found out that he had a $1800 default on his credit. And he had no way of knowing without checking his credit report since it wasn't with one of his credit cards or anything. He had to file a police report in Idaho where he lives and in Chicago and it took almost two months for the default to be taken off his record and for his credit to be restored.
S
slide22
Posts: 330
Dec 9, 2009 8:51pm
Wow.. I use my card for almost everything (HATE carrying cash, mainly because my friends are bums,) but now I think I'll reconsider some.
C
charliehustle14
Posts: 2,224
Dec 9, 2009 9:49pm
At the store I work at, we can lose our job if we forget to ask someone for their ID when they pay with credit. The first time we forget, it's a warning. The second time is termination.
I don't see why employees can't take the 10 seconds to check for an ID, especially when it's a huge purchase.
I don't see why employees can't take the 10 seconds to check for an ID, especially when it's a huge purchase.
D
DrJ
Posts: 6
Dec 9, 2009 9:54pm
DumbassLJ wrote: Haven't used my debit card in days, 20 minutes after going to 5 guys to get some fries, someone charged $1,000 to my bank account. The girl from Huntington won't confirm, but she hints at the account # was most likely stolen from there.