cbus4life;630148 wrote:Yea, i mean, this is one thing i don't want the feds involved in, but i don't think the general premise of it is terrible, if a private company were to take it on, and it was determined that consumers wanted it/felt there was a need for it.
Indeed, but I'm willing to bet that it won't help anything. All you need to exploit something like this would be a FUD RAT and a FUD keylogger, something that anyone who knows what they're doing can get pretty cheaply (or even for free if they know where to look).
I Wear Pants;630165 wrote:It isn't an ID or thing to track you online. It's something that verifies who you are for signing in to things like banking accounts, etc to make them more secure.
Not the end of the world, not that I think it should be done by the government but it's actually a good idea and if it is used for things like taxes or paying for license plates or other things like that I would be in support of it. As just an online secure ID I like the idea but think it should be done private sector or at least spun off into a non-profit.
It can be as exploitable as our current system ... possibly more-so if it is used as the exclusive method of verifying someone's identity.
With the potential that CAPTCHA has, as well as the encryption systems in place with virtually all financial institutions (and their policies on restitution if someone's identity and finances are compromised), not to mention the ability to create passwords too complex to brute force, and security questions which CAN be very cryptic if you actually care, this is completely unnecessary.
An information thief isn't looking to steal info from the paranoid. That's too much work. He's looking to steal information from the apathetic. When it comes to your info online, it's okay to be a little paranoid. No need to go overboard, and not use anything online (in some ways, online is more secure than the physical institution itself). Create long, nonsensical passwords with numbers, letters (both upper and lower cases) and even symbols if permitted.
Write them down on a sheet of paper and hide them near your computer. DO NOT SAVE THEM ON YOUR COMPUTER.
Same with security questions. Make the answer incorrect, but write down the correct answer near your computer ... NOT ON IT. As an example, you could make your security question and answer something like this:
Q: What was the make and model of your first car?
A: The_War_of_1812
Makes no sense, but that's actually more secure. As long as you know the real answer, it's fine.
iclfan2;630184 wrote:Uhh supposedly. Do you believe everything the government tells you or what? Have some skepticism man.
Whether or not the government would ever use it maliciously, I can't say. I seriously doubt their ability to keep it as secure as a private enterprise would. It's simply a matter of incentive.
Government screws up, they compensate the victims ... by raising taxes. So really, they don't compensate at all. The populace does.
Private company screws up, they compensate the victims ... and risk going out of business from the added expense and the bad press.
Private company has more to lose, so they have extra incentive not to screw it up. That's why I trust the private sector more with it, even though it's not necessary, and not really that much more secure.
tk421;630198 wrote:I like how the feds are so concerned with online financial activity, but anyone suggest using SS # to verify who you are to vote and it's NO NO NO, we can't do that. :rolleyes:
Funny, isn't it?
dwccrew;630579 wrote:If something like this were to be created, it should be managed by the private sector and be optional. I have no problem with the way things work now.
You have no reason to. Education is the problem. Not the resources available.
gut;630582 wrote:So you'd install this ID on your devices, I assume? I'm not sure it changes anything, really. Any sort of ID that gets installed or has a pw can be hacked or stolen. Sounds like a false sense of security, to me. I might guess the purpose is more for tracking money laundering and funds in criminal activities because if every transaction requires an ID it would be unlikely for criminals to create dozens of ID's to hide activity (unless they hack/steal them).
Agreed.
I Wear Pants;630594 wrote:From what I gather in the article it is either a secure digital ID or like a digital card or keyfob of some sort. Like the WoW fob I mentioned.
Or at least that's what I figure it is.
Not anything that is spying or tracking your moves online or anything, but also not something I think the government needs to be doing. A private sector company would be something that should do this not the government.
And if you read the article the dude says it will be optional so that's nice at least.
If it's what I think it is then it isn't a bad idea but I don't think the government should be the ones doing it.
Actually, the greater the number of "security measures" online, the greater chance one is exploitable ... ESPECIALLY if it is new. It's not necessary, and could actually be worse, depending on how it's used.