Going to go order $25 worth of Taco Bell (which would have been $15 had I just gone there myself) and split it into four $6.25 payments over the next eight weeks. 

friendfromlowry wrote:

Going to go order $25 worth of Taco Bell (which would have been $15 had I just gone there myself) and split it into four $6.25 payments over the next eight weeks. 

I mean, you do usually pay for Taco Bell a second time. This takes a step further. 

I’ve never used it

Ironman92 wrote:

I’ve never used it

Doordash? Klarna? Taco Bell?

At some point you may just have to come to terms with “I can’t afford this.”

Dr Winston O'Boogie wrote:

At some point you may just have to come to terms with “I can’t afford this.”

Never!

I don’t think I’ve ever used one of these delivery services. Too cheap.

We use DoorDash maybe once or twice a month. The convenience is nice when we don't want to leave the house or cook, but it's kinda stupid how much DoorDash makes off of every transaction. If there is a $5 or $6 delivery fee (we only order when it's free delivery or sometimes $0.49 or $0.99), DoorDash gets that entire delivery fee, PLUS their standard fee of like 15% of the order cost for providing the service (this fee I'm okay with, but it should probably be less than 15%). 

I live within a mile of almost every place in town. I’m never doing it.

I’ll have a pizza delivered on vacation…best I can do

This is a great way to impress your lady.  "Don't worry baby you don't have to cook tonight, I get paid Friday we can do door dash."

Chase bank app asks me this every once in awhile for anything remotely “large”, like $100 or more. 

I get “woukd you like to split this into 3 payments”

No dumbass, I ran my debit card for a reason, because I have the money to pay for this thing now. 

I take advantage of 0% interest payment plans every once in a while when it makes sense. My Macbook Pro I paid off over the last year because it was easy through the Apple Card. My Outback and my wife's Crosstrek had 0% financing back in the day. Pretty sure we did it to buy our bedroom set when we were in our 20s and didn't have a ton of savings.

But if you're financing a burrito you should re-evaluate your spending habits.

Payment plan is ridiculous. I use DoorDash though, usually only in the winter and on bad weather nights. We don’t cook on Fridays and if we’re not feeling like a restaurant, we get it delivered (if farther than walking distance). 

Chase Sapphire includes free DashPass, which takes off the delivery charge and cuts tax to around $2. So it’s just a matter of whether paying $2 more per plate due to markup makes a difference to us.