Cutting back on spending....

Serious Business Backup 34 replies 1,002 views
Belly35's avatar
Belly35
Posts: 9,716
Feb 1, 2010 7:33am
My wife and I was talking about some things we could cut back on just to save some money and or to spending in other areas. ( “Spend in other areas” I did not like the sound of that.)


What area have you or your family cut or reduced spending on?
iclfan2's avatar
iclfan2
Posts: 6,360
Feb 1, 2010 7:47am
I stopped buying my lunch every day while at work. Probably save $3 bucks a day. I don't buy much to begin with, so there isn't many more things I could cut out.
UA5straightin2008's avatar
UA5straightin2008
Posts: 3,246
Feb 1, 2010 7:53am
our family stopped eating out all the time for dinner
se-alum's avatar
se-alum
Posts: 13,948
Feb 1, 2010 8:34am
I stopped buying cocaine everyday.
THE4RINGZ's avatar
THE4RINGZ
Posts: 16,816
Feb 1, 2010 8:39am
Stopped smoking so much.

Making wiser decisions at the grocery store. Keeping the thermostat a couple of degrees cooler. Making sure lights get turned out when not needed (and switched to those CF bulbs).
ernest_t_bass's avatar
ernest_t_bass
Posts: 24,984
Feb 1, 2010 8:41am
I quit drinking, and it is AMAZING the amount of money we have saved.
McFly1955's avatar
McFly1955
Posts: 1,441
Feb 1, 2010 8:51am
Our total cable/internet cost is $55/mo....I think that's WAY below the average.

We have the cheapest cable (15-20 channels, 5-6 of them HD, no box), and pretty decent internet speed.

I use our PS3 to stream via Netflix/Hulu and a PlayOn media server.
ernest_t_bass's avatar
ernest_t_bass
Posts: 24,984
Feb 1, 2010 8:53am
Who do you have cable/internet through? I pay $65 for cable, and $45 for internet.
4cards's avatar
4cards
Posts: 2,551
Feb 1, 2010 9:04am
...my wife cut back on sex, so now I'm spending MORE on hookers & dope.:rolleyes:
HitsRus's avatar
HitsRus
Posts: 9,206
Feb 1, 2010 9:06am
cutting back on eating out is huge as others have pointed out. You can also save a lot by shopping specials and clipping coupons. Many stores have a customer loyalty advatage card and/or will double coupons face value. A liitle planning can save $20 a week or more on groceries.
You can fuel expenses by consolidating trips.
You can save on utility bills by turning your thermosat back to 65 degrees and then using a small spaxce heater to just provide some extra heat to the room you are sitting in.
Q
queencitybuckeye
Posts: 7,117
Feb 1, 2010 9:08am
4cards wrote: ...my wife cut back on sex, so now I'm spending MORE on hookers & dope.:rolleyes:
Well, sex with you, anyway. :)
gorocks99's avatar
gorocks99
Posts: 10,760
Feb 1, 2010 9:09am
Cut back on eating out, use the grocery store loyalty program (which includes gas savings, too). All of that helps.
4cards's avatar
4cards
Posts: 2,551
Feb 1, 2010 9:12am
queencitybuckeye wrote:
4cards wrote: ...my wife cut back on sex, so now I'm spending MORE on hookers & dope.:rolleyes:
Well, sex with you, anyway. :)
...damm. maybe you're right! I did notice the cable bill went down for some reason and now I know why:@ f'n cable guy!
RedRider1's avatar
RedRider1
Posts: 3,850
Feb 1, 2010 9:12am
eating lunch at home. Saving $5-6 a day.

Thought about cutting my land line. We're paying $35 a month for that and it barely rings. Hate to give up my phone number that I've had for 10 yrs now.
C
cbus4life
Posts: 2,849
Feb 1, 2010 9:24am
Not eating out nearly as often.

No meaningless trips in the car. Trying to ride my bike more, though it is tough in the winter. Can't wait for Spring/Summer, gas costs will be nearly non-existent.

Don't drink as often. Definitely not ridiculous trips to the bar where it can be entirely too easy to spend money.
j_crazy's avatar
j_crazy
Posts: 8,372
Feb 1, 2010 9:24am
we're cutting back everywhere.

took our cable & internet from 125 to 70.
bringing lunch ($7 a day).
eating out once a month instead of once a week.
axed vonage.
paid off the car (420 a month)
We've also cut back on impulse buying, like groceries and gadgets and our credit card balance went from 1600 a month to 400 a month though some of that was the baby getting off of formula and special infant food in the past 2 months or so.

trying to get all the student loans knocked out this year so we can save up as much money as possible to make a down payment on our next house (in 3-4 years).

also the wife is going back to work soon so that's an extra 2k per month to use on student loans.
ernest_t_bass's avatar
ernest_t_bass
Posts: 24,984
Feb 1, 2010 9:24am
gorocks99 wrote: Cut back on eating out, use the grocery store loyalty program (which includes gas savings, too). All of that helps.
What is the grocery store loyalty program?
darbypitcher22's avatar
darbypitcher22
Posts: 8,000
Feb 1, 2010 9:29am
As a college student I don't have much to begin with but to try and save I've tried to go to more activities here on campus that are free on weekends. Also tried to only eat out on weekends when possible
gorocks99's avatar
gorocks99
Posts: 10,760
Feb 1, 2010 9:30am
ernest_t_bass wrote:
gorocks99 wrote: Cut back on eating out, use the grocery store loyalty program (which includes gas savings, too). All of that helps.
What is the grocery store loyalty program?
Stop & Shop ... I don't think they have those in Ohio. More of a New England/East Coast thing. The card gets me deals at the store, and for every $50 spent I get $0.05 off/gallon at their station.
Fab4Runner's avatar
Fab4Runner
Posts: 6,196
Feb 1, 2010 9:37am
My phone bill went down now that I'm on the family plan. It was close to $70 per month and now even with my internet plan for my BlackBerry it's only $45 total.

I get my hair done once every 8-10 weeks instead of every 6 weeks (although I am currently going on 12 weeks and it looks terrible, ugh).

There are some other small things I try to cut out but since my boyfriend lives two hours away that's added a little more to my monthly fuel cost, yarg! (Just kidding, you're worth it! :) )
coyotes22's avatar
coyotes22
Posts: 11,298
Feb 1, 2010 9:37am
gorocks99 wrote:

Stop & Shop ... I don't think they have those in Ohio. More of a New England/East Coast thing. The card gets me deals at the store, and for every $50 spent I get $0.05 off/gallon at their station.
Thats it?

We have the Giant Eagle Adv card, and for every $50 we spend we get $0.20 off/gallon.
gorocks99's avatar
gorocks99
Posts: 10,760
Feb 1, 2010 9:39am
coyotes22 wrote:
gorocks99 wrote:

Stop & Shop ... I don't think they have those in Ohio. More of a New England/East Coast thing. The card gets me deals at the store, and for every $50 spent I get $0.05 off/gallon at their station.
Thats it?

We have the Giant Eagle Adv card, and for every $50 we spend we get $0.20 off/gallon.
Everything's more expensive in Boston :dodgy:
coyotes22's avatar
coyotes22
Posts: 11,298
Feb 1, 2010 9:40am
gorocks99 wrote:



Everything's more expensive in Boston :dodgy:
That sucks. I thought maybe you meant $.50/gallon. Wow.

How much is gas right now there?
Fab4Runner's avatar
Fab4Runner
Posts: 6,196
Feb 1, 2010 9:41am
gorocks99 wrote:
ernest_t_bass wrote:
gorocks99 wrote: Cut back on eating out, use the grocery store loyalty program (which includes gas savings, too). All of that helps.
What is the grocery store loyalty program?
Stop & Shop ... I don't think they have those in Ohio. More of a New England/East Coast thing. The card gets me deals at the store, and for every $50 spent I get $0.05 off/gallon at their station.
Giant Eagle and Kroger both have these programs. My stepdad can fill up his Suburban for like $20 because we spend so much at Giant Eags. They give you $.20 for every $50 you spend and there is no limit. When I used Kroger they had a $.20/gallon rule which is lame. It might have changed because that was over a year ago but I am not sure.
L
lhs7870
Posts: 36
Feb 1, 2010 9:59am
A lot of the same stuff you all are doing.

Bundled internet, phone and cable and saved about 25 amonth.
Cancelled the Toledo Blade, read it on line now.
Cut out fast food meals.
Not as many movies as before.
Shop at ALDI's much more.
Compulsive buying