Credit Report Question

Serious Business Backup 6 replies 360 views
brutus161's avatar
brutus161
Posts: 1,686
Jan 18, 2010 1:17pm
I don't want to use freecreditreport.com. What are some other good websites to use. Yes I googled it, but who knows what is good and what is junk.
ernest_t_bass's avatar
ernest_t_bass
Posts: 24,984
Jan 18, 2010 1:22pm
Experian
TransUnion
Equifax

Why don't you want to use freecreditreport.com?
Q
queencitybuckeye
Posts: 7,117
Jan 18, 2010 1:36pm
annualcreditreport.com is free without trying to sign you up for some kind of paid subscription service.
B
behindthelense
Posts: 45
Jan 18, 2010 2:05pm
queencitybuckeye wrote: annualcreditreport.com is free without trying to sign you up for some kind of paid subscription service.
+1

Not sure if you actually get the credit score, though, but the reports are complete from all 3 agencies.
FatHobbit's avatar
FatHobbit
Posts: 8,651
Jan 18, 2010 2:14pm
behindthelense wrote:
queencitybuckeye wrote: annualcreditreport.com is free without trying to sign you up for some kind of paid subscription service.
+1

Not sure if you actually get the credit score, though, but the reports are complete from all 3 agencies.
I think they do try to sell you the score, but if you're just concerned with just what's on your credit report they will show you all three for free.
K
KoachKanute
Posts: 7
Jan 18, 2010 2:21pm
Try creditkarma.com . It's genuinely free and you don't have to provide them with a credit card number. The score they give you is based on Trans Union's data base, and although it may not match your FICO scores exactly, it's presumed to be within 5% of your FICO scores. At least it's a starting point. If you don't like what you see, then you may want to pay for your scores (or get your free credit reports) so that you can do more research.

annualcreditreport.com allows you to see your actual credit report but it will NOT give you your credit score unless you pay for it.
J
JoeA1010
Posts: 191
Jan 18, 2010 2:30pm
I've been using creditkarma.com for a while now and it is free, no bs, and seems to give an accurate score and it keeps things up to date every couple of weeks.