sleeper
Posts: 27,879
Jun 13, 2013 10:41am
http://money.cnn.com/2013/06/13/news/economy/obamacare-affordable/index.html?iid=HP_LN&hpt=hp_t2States are starting to roll out details about the exchanges, providing a look at just how affordable coverage under the Affordable Care Act will be. Some potential participants may be surprised at the figures: $2,000 deductibles, $45 primary care visit co-pays, and $250 emergency room tabs.
Those are just some of the charges enrollees will incur in a silver-level plan in California, which recently unveiled an overview of the benefits and charges associated with its exchange. That's on top of the $321 average monthly premium.
So much for "Affordable" Care Act. :thumbdown:
T
thavoice
Posts: 14,376
Jun 13, 2013 10:42am
Ya mean to tell me that some government program is going to end up costing us MORE than it did before?
Say it aint so joe, say it aint so
Say it aint so joe, say it aint so
sherm03
Posts: 7,349
Jun 13, 2013 12:52pm
By comparison...that actually is "affordable" compared to how much insurance companies have been raping people before. I remember when my wife was looking into coverage before she got onto my plan and the best she found was $600-$700/month premiums with a $5,000 deductible.
sleeper
Posts: 27,879
Jun 13, 2013 1:00pm
Perhaps your wife should lose some weight. :thumbup:sherm03;1457320 wrote:By comparison...that actually is "affordable" compared to how much insurance companies have been raping people before. I remember when my wife was looking into coverage before she got onto my plan and the best she found was $600-$700/month premiums with a $5,000 deductible.
sherm03
Posts: 7,349
Jun 13, 2013 1:02pm
How much do you recommend a 96 pound woman to lose to make that original quote more affordable? Keep in mind, she's a non-smoker.sleeper;1457328 wrote:Perhaps your wife should lose some weight. :thumbup:
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gport_tennis
Posts: 1,796
Jun 13, 2013 2:05pm
sherm03;1457320 wrote:By comparison...that actually is "affordable" compared to how much insurance companies have been raping people before. I remember when my wife was looking into coverage before she got onto my plan and the best she found was $600-$700/month premiums with a $5,000 deductible.
She didn't look very well. I was paying about $5500 a year with $2500 deduct able for my family when I went out and found it on my own
sherm03
Posts: 7,349
Jun 13, 2013 2:14pm
She talked with quite a few different companies. Don't remember how many exactly. But I know she didn't just look at one or two companies and then called it quits.gport_tennis;1457360 wrote:She didn't look very well. I was paying about $5500 a year with $2500 deduct able for my family when I went out and found it on my own
It's pretty impressive that you got that price considering the insurance that I have through work to cover my wife and I runs me about $7,000/year with a $1,000 deductible for us. Since it's generally much cheaper to have insurance through your employer rather than getting it on your own, you must have blown the insurance rep to get that pricing.
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gport_tennis
Posts: 1,796
Jun 13, 2013 2:35pm
We did not opt to get maternity coverage as we were not having childern and were actively planning on not having childern. When you get coverage through an employer, federal law requires maternity coverage be included and that basically doubles the cost. www.Ehealthinsurance.com was very helpful for all of itsherm03;1457362 wrote:She talked with quite a few different companies. Don't remember how many exactly. But I know she didn't just look at one or two companies and then called it quits.
It's pretty impressive that you got that price considering the insurance that I have through work to cover my wife and I runs me about $7,000/year with a $1,000 deductible for us. Since it's generally much cheaper to have insurance through your employer rather than getting it on your own, you must have blown the insurance rep to get that pricing.
sleeper
Posts: 27,879
Jun 13, 2013 3:54pm
You could take all the big black dicks out of her for starters. :thumbup:sherm03;1457329 wrote:How much do you recommend a 96 pound woman to lose to make that original quote more affordable? Keep in mind, she's a non-smoker.
sherm03
Posts: 7,349
Jun 13, 2013 4:11pm
That would probably help. Not sure why she keeps them stored there, anyways. But I'll make that recommendation. Thanks!sleeper;1457434 wrote:You could take all the big black dicks out of her for starters. :thumbup:
Commander of Awesome
Posts: 23,151
Jun 13, 2013 4:13pm
I was looking for Gap Coverage after I graduated college, and it was min $110 a month with a $10k deductible. Non smoker 21 yrs old in excellent health. Cobra at my old place was min $450 a month, $1600+ for a family. This is "affordable".
sleeper
Posts: 27,879
Jun 13, 2013 4:38pm
Or you could do what most healthy 21 year olds do and not have insurance. Now I know what you are saying, "but sleeper what if i get sick?!". If that happens you do what poor people do and you pay $.01 indefinitely on your medical bills each month. As long as you are paying something they won't go to collectors. It's EZ. :thumbup:Commander of Awesome;1457446 wrote:I was looking for Gap Coverage after I graduated college, and it was min $110 a month with a $10k deductible. Non smoker 21 yrs old in excellent health. Cobra at my old place was min $450 a month, $1600+ for a family. This is "affordable".
DeyDurkie5
Posts: 11,324
Jun 13, 2013 4:40pm
Maybe if Americans didn't send a black president into a white world, we wouldn't be in this situation.
/thavoiced
/thavoiced
Sage
Posts: 2,070
Jun 14, 2013 1:34pm
Ah, yes. It is the poor people's fault. Who knew, the absolutely powerless actually held all the power?
Some real astute reasoning going on here, boys.
Some real astute reasoning going on here, boys.
sleeper
Posts: 27,879
Jun 14, 2013 1:40pm
The poor can get a job like the rest of us.Sage;1457879 wrote:Ah, yes. It is the poor people's fault. Who knew, the absolutely powerless actually held all the power?
Some real astute reasoning going on here, boys.
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MontyBrunswick
Jun 14, 2013 1:41pm
$250 emergency room visit? Wow. That must be rough.
Weeper
Posts: 69
Jun 14, 2013 1:42pm
The poor are being punished by God. Just like how you were punished by having a low IQ.Sage;1457879 wrote:Ah, yes. It is the poor people's fault. Who knew, the absolutely powerless actually held all the power?
Some real astute reasoning going on here, boys.