Auto Insurance Question

Serious Business Backup 8 replies 140 views
thePITman's avatar
thePITman
Posts: 3,867
Sep 16, 2011 2:55pm
Is an insurance company allowed to charge different premiums based on one's race? If not, why are they allowed to charge different premiums based on gender? Both are biological (skin color vs sexual organs).
FatHobbit's avatar
FatHobbit
Posts: 8,651
Sep 16, 2011 2:56pm
Probably because they charge women less. Nobody gives a crap if they charge white guys more.
se-alum's avatar
se-alum
Posts: 13,948
Sep 16, 2011 2:57pm
thePITman;898704 wrote:Is an insurance company allowed to charge different premiums based on one's race? If not, why are they allowed to charge different premiums based on gender? Both are biological (skin color vs sexual organs).
Yes they are, Asians screwed it up for all races.
T
thavoice
Posts: 14,376
Sep 16, 2011 2:57pm
I think they charge blacks more because they steal alot of cars which drives up rates.
se-alum's avatar
se-alum
Posts: 13,948
Sep 16, 2011 2:58pm
thavoice;898707 wrote:I think they charge blacks more because they steal alot of cars which drives up rates.
I lol'd, and I'm ashamed of myself.
T
thavoice
Posts: 14,376
Sep 16, 2011 3:00pm
se-alum;898710 wrote:I lol'd, and I'm ashamed of myself.

You should be. A grown man doesnt use lol
LJ's avatar
LJ
Posts: 16,351
Sep 16, 2011 3:12pm
thavoice;898712 wrote:You should be. A grown man doesnt use lol
A grown man would have buried your wife in the backyard by now
S
Sonofanump
Sep 16, 2011 3:22pm
thePITman;898704 wrote:Is an insurance company allowed to charge different premiums based on one's race?
They can charge based upon zip code which says more about a person's driving and risk of comprehensive loss than the color of ones skin.
D
Drums of War
Posts: 356
Sep 16, 2011 3:56pm
**Agent** I could not agree more, but try getting a discrimination case heard as a male.