Ohio Chatter
Ohio Chatter

Forums

All Threads Serious Business Sports Politics Archive Pick 'ems Wordio
Log In Create Account

Question: Cashing a 7 Year Old Check

Home ▸ Archive ▸ Serious Business ▸ Question: Cashing a 7 Year Old Check
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
Jun 22, 2011 9:29 AM
Question: My wife tends to misplace things, and sometimes has no idea. I was at her parent's this past weekend, going through some old things, deciding if we wanted them or not. I stumbled upon an old work check that was from February 2004, for $400+. It was uncashed. My first reaction was, "geesh, she must not have been that hard up for money!"

Then we got to talking and were wondering about the process of obtaining the money. Since she earned the money, yet never cashed the check, is she entitled to the $400+? NOWHERE on the check or stub say that it needs to be cashed within 90 days, etc.

Is she entitled to it?
Do you think we'd be able to obtain the funds?

Note: I'm not going to just go to the bank and cash it. I will first call their bank and talk with them, and them call the company.

What say you?
Jun 22, 2011 9:29am
M

MontyBrunswick

Jun 22, 2011 9:36 AM
Checks expire after 180 days normally, but it's probably unclaimed funds now.

Just contact the employer and explain it. They'll likely just cut you another one
Jun 22, 2011 9:36am
SnotBubbles's avatar

SnotBubbles

Master of teh QQ

4,492 posts
Jun 22, 2011 9:46 AM
Bang her sister.
Jun 22, 2011 9:46am
Cat Food Flambe''s avatar

Cat Food Flambe'

Senior Member

1,230 posts
Jun 22, 2011 9:56 AM
dlazz;809625 wrote:Checks expire after 180 days normally, but it's probably unclaimed funds now.

Just contact the employer and explain it. They'll likely just cut you another one

..if it wasn't already replaced years ago.
Jun 22, 2011 9:56am
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
Jun 22, 2011 9:59 AM
Cat Food Flambe';809645 wrote:..if it wasn't already replaced years ago.

That's one of the things I'm wondering. My wife doesn't have a great memory. I told her, "I'm sure that is something that you would remember, losing a paycheck." She said, "Not necessarily."

Would their records show (do you think) if they voided that check to cut her another one?
Jun 22, 2011 9:59am
SnotBubbles's avatar

SnotBubbles

Master of teh QQ

4,492 posts
Jun 22, 2011 10:04 AM
Just call the fucking bank and then the employer.....then bang her sister. You could have had this resolved by now.
Jun 22, 2011 10:04am
Cat Food Flambe''s avatar

Cat Food Flambe'

Senior Member

1,230 posts
Jun 22, 2011 10:10 AM
ernest_t_bass;809648 wrote:That's one of the things I'm wondering. My wife doesn't have a great memory. I told her, "I'm sure that is something that you would remember, losing a paycheck." She said, "Not necessarily."

Would their records show (do you think) if they voided that check to cut her another one?


Most likely, yes. Depends on the company - does she still work there?
Jun 22, 2011 10:10am
stroups's avatar

stroups

Senior Member

3,223 posts
Jun 22, 2011 10:13 AM
Im not sure what the bank can do about it. Call the employer and speak with them if not just deposit it. For the love of god don't cash it.
Jun 22, 2011 10:13am
R

rydawg5

Senior Member

2,639 posts
Jun 22, 2011 10:30 AM
if its that old its most likely at the unclaimed funds department. Go to missingmoney.com and search for it. a check is void after 180 days and a company is required to send unclaimed money to the state after its stated time. Ohio is 5 years ithink so after 2006 a company HAS TO Send it to state.
Jun 22, 2011 10:30am
R

raiderbuck

Senior Member

1,623 posts
Jun 22, 2011 10:33 AM
All the bank's going to do is contact the company that issued the check. Or just refuse to cash it. Just call the company that cut the check.
Jun 22, 2011 10:33am
R

rydawg5

Senior Member

2,639 posts
Jun 22, 2011 10:37 AM
its at the unclaimed funds dept. donttake any other advice.
Jun 22, 2011 10:37am
Commander of Awesome's avatar

Commander of Awesome

Senior Pwner

23,151 posts
Jun 22, 2011 10:38 AM
What a lame thread, use some common sense here. My guess, tough break, she wont get the money.
Jun 22, 2011 10:38am
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
Jun 22, 2011 10:40 AM
Well, it's not on missingmoney.com. She does not work for this employer any more, and hasn't for about 5-6 years or so. She knew the owners well. I'm encouraging her to call them, but she said she feels stupid. I told her she IS stupid, having married me.
Jun 22, 2011 10:40am
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
Jun 22, 2011 10:41 AM
Commander of Awesome;809686 wrote:What a lame thread.

Dear Troll... Am I the new Dynasty, since you keep following me around?
Commander of Awesome;809686 wrote:My guess, tough break, she wont get the money.
Kinda my first instinct, but worth a try.
Jun 22, 2011 10:41am
R

rydawg5

Senior Member

2,639 posts
Jun 22, 2011 10:42 AM
Commander of Awesome;809686 wrote:What a lame thread, use some common sense here. My guess, tough break, she wont get the money.


Companies are REQUIRED to send unclaimed funds to the state after a certain time period. However, they would have certainly tried to contact heror maybe even sent her a new check that she cashed in replace of that one. The company will work for will be able to verify. Contact their accounting dept.
Jun 22, 2011 10:42am
Commander of Awesome's avatar

Commander of Awesome

Senior Pwner

23,151 posts
Jun 22, 2011 11:02 AM
ernest_t_bass;809689 wrote:Dear Troll... Am I the new Dynasty, since you keep following me around?

Thats great.
Jun 22, 2011 11:02am
DeyDurkie5's avatar

DeyDurkie5

Senior Member

11,324 posts
Jun 22, 2011 11:18 AM
I just don't understand why you would post this on here...call the employer, explain the situation and get it solved that way. Turdball.
Jun 22, 2011 11:18am
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
Jun 22, 2011 11:19 AM
Commander of Awesome;809708 wrote:Thats great.

OK, ginger.
Jun 22, 2011 11:19am
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
Jun 22, 2011 11:20 AM
DeyDurkie5;809747 wrote:I just don't understand why you would post this on here...call the employer, explain the situation and get it solved that way. Turdball.

Opinions? Banter? Students?
Jun 22, 2011 11:20am
Raw Dawgin' it's avatar

Raw Dawgin' it

Just Ain't Care

11,466 posts
Jun 22, 2011 11:43 AM
SnotBubbles;809654 wrote:Just call the fucking bank and then the employer.

This.
Jun 22, 2011 11:43am
ernest_t_bass's avatar

ernest_t_bass

12th Son of the Lama

24,984 posts
Jun 22, 2011 11:43 AM
Raw Dawgin' it;809785 wrote:This.

There you are.
Jun 22, 2011 11:43am
Raw Dawgin' it's avatar

Raw Dawgin' it

Just Ain't Care

11,466 posts
Jun 22, 2011 11:45 AM
ernest_t_bass;809687 wrote:I told she IS stupid, having married me.

She must have needed her green card
Jun 22, 2011 11:45am